Will County property record for 2724 Wait Rd, Naperville, IL 60564
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,896 sqft · built 1999 |
| Lot Size | 0.21 acres (9,274 sqft) |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Jan 2024) |
| Tax Bill | $13,242 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-15-301-016 |
| Primary APN | 07-01-15-301-016 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,896 sqft Total Area |
| 1st Floor Area | 1,701 sqft |
| 2nd Floor Area | 1,195 sqft |
| Basement Area | 1,540 sqft |
| Unfinished Basement | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame |
| Lot Area | 9,274 sqft (0.21 acres) |
| Garage Area | 473 sqft |
| Street Address | 2724 WAIT RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-5864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 227 IN HARMONY GROVE UNIT 3, BEING A SUB OF PRT OF THE SW1/4 OF SEC. 15, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 15 |
| Legal Subdivision | HARMONY GROVE |
| Legal Block | 3 |
| Legal Lot Number | 227 |
| Legal Unit | 3 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 880309 |
Source: Will County assessment roll, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2724 WAIT RD, NAPERVILLE, IL 60564-5864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 31, 2024 | Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC |
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on Record |
| Deed Sale | Jan 31, 2024 · Amount on Record |
| Prior Sale | Sep 27, 2012 · Amount on Record |
| Deed Document Number | 20244896 |
| Prior Transfer Date | Aug 19, 2011 |
| Prior Transfer Doc | 0000102767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 18, 2026 |
| Property Address | 2724 WAIT RD, NAPERVILLE, IL 60564-5864 |
| Document Number | 0000029256 |
| Instrument Date | May 13, 2026 |
| Instrument | 202629256 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2724 WAIT RD, NAPERVILLE, IL 60564-5864 |
| Document Number | 0000029256, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202629256 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jan 31, 2024 |
| Property Address | 2724 WAIT RD, NAPERVILLE, IL 60564-5864 |
| Document Number | 0000004896 |
| Map Reference | DOC R97-74472 |
| Instrument Date | Dec 22, 2023 |
| Instrument | R2024004896 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2724 WAIT RD # SS, SS, NAPERVILLE, IL 60564-5864 |
| Document Number | 0000004897 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | R2024004897 |
| Name | RESICENTRAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2724 WAIT RD, NAPERVILLE, IL 60564-5864 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2724 WAIT RD, NAPERVILLE, IL 60564-5864 |
| Document Number | 0000030286 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | R2023030286 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.49% |
| Change Frequency | Monthly |
Source: Will County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,242.00 (+16.83%) | ||
| 2024 | $200,452 (+23.4%) Land $43,748 Building $156,704 | $601,356 (+23.4%) Land $131,244 Building $470,112 | |
| 2022 | $11,334.00 Homeowner's exemption | $162,441 Land $36,560 Building $125,881 | $487,323 Land $109,680 Building $377,643 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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