2724 Oak Hammock Loop, Mulberry, FL 33860 Property Records

Polk County property record for 2724 Oak Hammock Loop, Mulberry, FL 33860 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 2009
Lot Size	0.222 acres (9,657 sqft)
Owner	2 Individual Names on File
Last Sale	$267,000 (Aug 2021)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-34-142464-001860`

Property Details

APN / Parcel Number

Primary APN	`23-29-34-142464-001860`
Alternative APNs	`342923142464001860` `42923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,730 sqft Living Area
Gross Area	2,186 sqft
1st Floor Area	1,730 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	9,657 sqft (0.222 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	456 sqft
Porch	Screened/Unfinished Porch
Porch Area	215 sqft

Location & Zoning

Street Address	2724 OAK HAMMOCK LOOP
City	MULBERRY
State	FL
Zip	33860-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT IMPERIAL LAKES PB 134 PGS 32-35 LOT 186
Legal Range	23E
Legal Township	29S
Legal Section	34
Legal Subdivision	ENCLAVE AT IMPERIAL LAKES
Legal Tract	142464
Legal Block	3
Legal Lot Number	186
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3000
Census Tract	14906

Owner

Source: Polk County records · APN 23-29-34-142464-001860

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2724 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 02, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 20, 2017	Grant Deed, Transfer · VA Mortgage USAA
Apr 21, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2021 · Amount on Record
Deed Sale	Aug 02, 2021 · Amount on Record
Prior Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	2021200387
Deed Book / Page	11829 / 2135
Prior Transfer Date	Jun 16, 2011
Prior Transfer Doc	0000081340
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2724 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5528
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5528

Mortgage

Document Number	0000301196
Date	Dec 28, 2023
Book Page	12954/397
Instrument	2023301196

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Aug 01, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 02, 2021
Property Address	2724 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5528
Document Number	0000200387
Book / Page	11829 / 2135
Map Reference	MB 134 PG 32
Instrument Date	Jul 30, 2021
Instrument	2021200387
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2949 BLACKWATER CREEK DR, 2949, LAKELAND, FL 33810-2696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5528

Mortgage

Document Number	0118292137
Date	Aug 02, 2021
Instrument	11829/2137

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jun 20, 2017
Property Address	2724 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5528
Document Number	0101802277
Book / Page	010180 / 002277
Instrument Date	Jun 15, 2017
Instrument	117022
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	FLORIDA FAM TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 OAK HAMMOCK LOOP MULBERRY FL 338605528, MULBERRY, FL 33860-5528

Mortgage

Document Number	101802278
Date	Jun 20, 2017
Book Page	010180/002278
Instrument	117023

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Apr 21, 2017
Property Address	2724 OAK HAMMOCK LOOP, MULBERRY, FL 33860-5528
Document Number	0101250945
Book / Page	010125 / 000945
Instrument Date	Apr 10, 2017
Instrument	76184
Transaction Type	Foreclosure
Record Updated	Jun 28, 2017

Transaction

Amount	Amount Recorded
Tax	$929.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218 E PINE ST LAKELAND FL 338014967, LAKELAND, FL 33801-4967

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,878.00 (-18.88%) Homeowner's exemption	$262,839 (-0.53%) Land $50,000 Building $212,839	$262,839 (-0.91%) Land $50,000 Building $212,839
2023	$3,548.00 (+4.26%) Homeowner's exemption	$264,234 (+3%)	$265,243 (+3.39%) Land $42,000 Building $223,243
2022	$3,403.00 Homeowner's exemption	$256,538 Land $40,000 Building $216,538	$256,538 Land $40,000 Building $216,538

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050149063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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