2724 McCray Rd, Mountain Mesa (Lake Isabella), CA 93240 Property Records

Kern County property record for 2724 McCray Rd, Mountain Mesa, CA 93240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,571 sqft · built 1985
Lot Size	0.328 acres (14,305 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (May 2025)
Tax Bill	$3,818 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`347-054-05-00-6`

Property Details

APN / Parcel Number

Primary APN	`347-054-05-00-6`
Alternative APNs	`347-054-05-8` `3470540500` `34705405`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,571 sqft Living Area
Gross Area	3,145 sqft
1st Floor Area	2,571 sqft
Basement Area	529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	14,305 sqft (0.328 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Patio Area	753 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	347054058
Street Address	2724 MCCRAY RD
City	MOUNTAIN MESA
State	CA
Zip	93240-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E(1/4)
Legal Description	TRACT 3106 , BLOCK , LOT 62
Legal Subdivision	16M149-152
Legal Tract	3106
Legal Block	2
Legal Lot Number	62
Jurisdiction	KERN CA
Township / Civil Division	LAKE ISABELLA
Census Block Group	2
Census Block	2030
Census Tract	5203

Owner

Source: Kern County records · APN 347-054-05-00-6

Assessment roll updated July 21, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2724 MCCRAY RD, MOUNTAIN MESA, CA 93240-9576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 14, 2018	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Mar 14, 2018 · Amount on Record
Deed Document Number	202555231
Prior Transfer Date	Feb 07, 2000
Prior Transfer Doc	0000015515
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	2724 MCCRAY RD, MOUNTAIN MESA, CA 93240-9576
Document Number	0000064203
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 03, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2724 MCCRAY RD LAKE ISABELLA CA 932409576, LAKE ISABELLA, CA 93240-9576

Mortgage

Document Number	0000064203
Date	May 22, 2020
Instrument	64203

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 14, 2018
Property Address	2724 MCCRAY RD, MOUNTAIN MESA, CA 93240-9576
Document Number	0000030051
Map Reference	MB16 PG149
Instrument Date	Feb 06, 2018
Instrument	2180030051
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 MCCRAY RD, LAKE ISABELLA, CA 93240-9576

Mortgage

Document Number	0000030052
Date	Mar 14, 2018
Instrument	2180030052

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Mortgage

Document Number	0000030053
Date	Mar 14, 2018
Instrument	2180030053

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kern County records · Assessment roll updated July 21, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Kernville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,818.00 (+2.69%)	$317,449 (+4.04%) Land $34,133 Building $283,316
2024	$3,718.00 (+2.42%)
2023	$3,630.00 (+2.72%)	$305,123 Land $32,808 Building $272,315
2022	$3,534.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

Based on FCC filings for 34 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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