2724 Cedarwood Loop, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2724 Cedarwood Loop, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,557 sqft · built 2005
Lot Size	0.087 acres (3,788 sqft)
Owner	2 Individual Names on File
Last Sale	$437,000 (Dec 2005)
Tax Bill	$9,500 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-400-016-2`

Property Details

APN / Parcel Number

Primary APN	`222-400-016-2`
Alternative APN	`222-400-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,557 sqft Living Area
1st Floor Area	796 sqft
2nd Floor Area	761 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Lot Area	3,788 sqft (0.087 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2724 CEDARWOOD LOOP
City	SAN RAMON
State	CA
Zip	94582-3010
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T8684 L52
Legal Subdivision	SUBDIVISION 8684
Legal Tract	8684
Legal Lot Number	52
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4001
Census Tract	345112

Owner

2724 Cedarwood Loop, a townhouse, is owned and occupied by two individuals who bought it in December 2005.

Source: Contra Costa County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2724 CEDARWOOD LOOP, SAN RAMON, CA 94582-3010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit CHEVRON FEDERAL CREDIT UNION
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Apr 9, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2005 · Amount on File
Deed Sale	Dec 14, 2005 · Amount on File
Deed Document Number	2005480011
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2026
Property Address	2724 CEDARWOOD LOOP, SAN RAMON, CA 94582-3010
Document Number	0000090171
Instrument Date	Aug 24, 2026
Instrument	202690171
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 CASHMERE ST, DANVILLE, CA 94506-5021

Mortgage

Document Number	0000090171,
Date	Aug 26, 2026
Instrument	202690171

Lender

Name	CHEVRON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 24, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2724 CEDARWOOD LOOP, SAN RAMON, CA 94582-3010
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163181
Date	Oct 15, 2018
Instrument	2018-163181

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2724 CEDARWOOD LOOP, SAN RAMON, CA 94582-3010
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048205
Date	Apr 9, 2019
Instrument	2019-048205

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2724 CEDARWOOD LOOP, SAN RAMON, CA 94582-3010
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 CASHMERE ST, DANVILLE, CA 94506-5021

Mortgage

Document Number	0000050422
Date	Feb 18, 2021
Instrument	2021-050422

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2724 Cedarwood Loop was $9,500.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$608,978 (+2%) Land $278,771 Building $330,207
2025	$9,500.00	$597,038 Land $273,305 Building $323,733
2023	$9,112.00 (+1.67%)	$573,857 Land $262,694 Building $311,163
2022	$8,962.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2724 Cedarwood Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2724 Cedarwood Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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