2724 Bowen St, Elgin, SC 29045 Property Records

Kershaw County property record for 2724 Bowen St, Elgin, SC 29045

Property Summary

Property Type	Residential Vacant Land
Lot Size	17.6 acres (767,527 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2026)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale + 10 more
Flood Zone	Zone X (minimal risk)
APN	`334-00-00-006`

Property Details

APN / Parcel Number

Primary APN	`334-00-00-006`
Alternative APNs	`0334 00 00 0060` `739`

Exterior

Lot Area	767,527 sqft (17.6 acres)

Location & Zoning

Account Number	739
Street Address	2724 BOWEN ST
City	ELGIN
State	SC
Zip	29045-9875
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R15
Legal Description	2775-75
Legal Subdivision	PLAT FOR MRS ROXIE ROSE-ESTATE
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2011
Census Tract	970909

Owner

2724 Bowen St, residential vacant land, is owned by an individual who bought it in June 2026.

Source: Kershaw County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	6375 RICHMOND HWY, 619, ALEXANDRIA, VA 22306-6492
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Subdivision Related Transfer SIMPLIFILE
Jun 17, 2026	Warranty Deed, Subdivision Related Transfer NONE LISTED ON DOCUMENT
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Sep 6, 2024	Deed of Trust, Mortgage · Commercial Mortgage SYNOVUS BANK
Sep 6, 2024	Deed of Trust, Mortgage · Commercial Mortgage SYNOVUS BANK
Sep 6, 2024	Deed of Trust, Mortgage · Commercial Mortgage SYNOVUS BANK
Apr 27, 2026	Warranty Deed · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 10, 2025	Deed, Subdivision Related Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Jun 3, 2024	Deed, Subdivision Related Transfer · VA Mortgage FIRST PALMETTO BANK
Oct 17, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PALMETTO CITIZENS FCU
May 24, 2023	Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Jun 17, 2026 · Amount on File
Deed Document Number	20266076
Deed Book / Page	5620 / 249
Prior Transfer Date	Jan 21, 2025
Prior Transfer Doc	0000000699
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 23, 2026
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Document Number	0000006076
Book / Page	5620 / 249
Instrument Date	Jun 23, 2026
Instrument	20266076
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount on Record
Tax	$28,886.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 17, 2026
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Document Number	0000005880
Book / Page	5616 / 191
Instrument Date	Jun 16, 2026
Instrument	20265880
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$30,199.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 LAYUP CIR, ELGIN, SC 29045-9871
Investor	Possibly a Property Investor

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 HIGHWAY CHURCH RD, ELGIN, SC 29045-9478
Investor	Possibly a Property Investor

Mortgage

Document Number	0020235127
Date	Jun 16, 2023
Book Page	4963/160
Instrument	2023-5127

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 5, 2024

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 HIGHWAY CHURCH RD, ELGIN, SC 29045-9478
Investor	Possibly a Property Investor

Mortgage

Document Number	0020247514
Date	Sep 6, 2024
Book Page	5208/303
Instrument	2024-7514

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 HIGHWAY CHURCH RD, ELGIN, SC 29045-9478
Investor	Possibly a Property Investor

Mortgage

Document Number	0020247515
Date	Sep 6, 2024
Book Page	5209/1
Instrument	2024-7515

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 HIGHWAY CHURCH RD, ELGIN, SC 29045-9478
Investor	Possibly a Property Investor

Mortgage

Document Number	0020247512
Date	Sep 6, 2024
Book Page	5208/289
Instrument	2024-7512

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Apr 27, 2026
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Document Number	0000003815
Book / Page	5575 / 41
Instrument Date	Apr 27, 2026
Instrument	2026.3815
Record Updated	May 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,751.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000003816,
Date	Apr 27, 2026
Instrument	2026..3816

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Apr 27, 2026
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Document Number	0020263815
Book / Page	5575 / 41
Instrument Date	Apr 27, 2026
Instrument	20263815
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,751.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000003816,
Date	Apr 27, 2026
Instrument	20263816

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 10, 2025
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Document Number	0202510518
Book / Page	5486 / 212
Map Reference	MB D173 PG 3
Instrument Date	Dec 8, 2025
Instrument	2025-10518
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1769 BOOKMAN RD, ELGIN, SC 29045-9012

Mortgage

Document Number	0202510519
Date	Dec 10, 2025
Instrument	2025-10519

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 3, 2024
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Document Number	0020244514
Book / Page	5152 / 88
Map Reference	MB D173 PG 3
Instrument Date	May 30, 2024
Instrument	2024-4514
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,552.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2716 BOWEN ST, ELGIN, SC 29045-9875

Mortgage

Document Number	0020244515
Date	Jun 3, 2024
Instrument	2024-4515

Lender

Name	FIRST PALMETTO BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 17, 2023
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Document Number	0020238933
Book / Page	5032 / 126
Map Reference	MB D-151 PG 2
Instrument Date	Sep 13, 2023
Instrument	2023-8933
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2704 BOWEN ST, ELGIN, SC 29045-9875
Investor	Possibly a Property Investor

Mortgage

Document Number	0020238934
Date	Oct 17, 2023
Instrument	2023-8934

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2038

May 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	May 24, 2023
Property Address	2724 BOWEN ST, ELGIN, SC 29045-9875
Document Number	0020234376
Book / Page	4950 / 36
Map Reference	MB D151 PG 2
Instrument Date	May 22, 2023
Instrument	2023-4376
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount on Record
Tax	$198.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FOUNDERS LAKE CT, COLUMBIA, SC 29229-7676

Tax Assessment & Valuation

The 2025 property tax bill for 2724 Bowen St was $4,470.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,470.00	$188,800 Land $188,800	$188,800
2023	$296.00 (+770.59%)	$291,700 (+9,623.33%) Land $291,700	$291,700 (+219.11%)
2022	$34.00	$3,000 Land $3,000	$91,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2724 Bowen St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2724 Bowen St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20