2724 Austin Ave, Waco, TX 76710 Property Records

McLennan County property record for 2724 Austin Ave, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,344 sqft · built 1926
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$557,000 (Apr 2019)
Tax Bill	$12,855 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2020 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`48-020000-045100-8`

Property Details

APN / Parcel Number

Primary APN	`48-020000-045100-8`
Alternative APNs	`4802000004510080111` `174891`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,344 sqft Living Area
Gross Area	4,484 sqft
1st Floor Area	2,310 sqft
2nd Floor Area	2,034 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	165 ft deep x 133 ft wide
Garage Type	Detached
Garage Area	660 sqft
Driveway	Concrete Driveway
Driveway Area	1,599 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Pool House	286 sqft
Porch	Enclosed Porch
Porch Area	726 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2724 AUSTIN AVE
City	WACO
State	TX
Zip	76710-7422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	GLENWOOD LOT 12B 13 14 BLOCK 64 ACRES .51
Legal Subdivision	GLENWOOD
Legal Block	64
Legal Lot Number	12B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1048
Census Tract	700

Owner

Source: McLennan County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2724 AUSTIN AVE, WACO, TX 76710-7422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK
Jun 12, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CERTIFIED FUNDING LP
Feb 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Apr 30, 2019	Vendor's Lien, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Sep 14, 2017	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	201914171
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	May 20, 2026
Property Address	2724 AUSTIN AVE, WACO, TX 76710-7422
Document Number	0000016054
Instrument Date	May 15, 2026
Instrument	202616054
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 AUSTIN AVE, WACO, TX 76710-7422

Mortgage

Document Number	0000016054,
Date	May 20, 2026
Instrument	202616054

Lender

Name	AMERICAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2724 AUSTIN AVE, WACO, TX 76710-7422
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019299
Date	Jun 12, 2020
Instrument	2020019299

Lender

Name	CERTIFIED FUNDING LP
Type	Lending Institution
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2724 AUSTIN AVE, WACO, TX 76710-7422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005556
Date	Feb 22, 2017
Instrument	2017005556

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2724 AUSTIN AVE, WACO, TX 76710-7422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019298
Date	Jun 12, 2020
Instrument	2020019298

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 30, 2019
Property Address	2724 AUSTIN AVE, WACO, TX 76710-7422
Document Number	0000014171
Map Reference	DOC 2017030238
Instrument Date	Apr 26, 2019
Instrument	2019014171
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 AUSTIN AVE, WACO, TX 76710-7422

Mortgage

Document Number	0000014172
Date	Apr 30, 2019
Instrument	2019014172

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	0000014173
Date	Apr 30, 2019
Instrument	2019014173

Lender

Name	ACHIEVA MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	KAUFMAN, TX 75142

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 14, 2017
Property Address	2724 AUSTIN AVE, WACO, TX 76710-7422
Document Number	0000030238
Map Reference	VOL69 PG91
Instrument Date	Sep 12, 2017
Instrument	2017030238
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 SILVER SADDLE DR, WACO, TX 76706-6526

Mortgage

Document Number	0000030239
Date	Sep 14, 2017
Instrument	2017030239

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 12, 2018

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,855.00 (-3.45%) Homeowner's exemption	$700,000 (-19.76%) Land $72,200 Building $627,800	$700,000 (-19.76%) Land $72,200 Building $627,800
2024	$13,315.00 (+4.68%)
2023		$872,330 Land $72,200 Building $800,130	$872,330 Land $72,200 Building $800,130
2022	$12,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	18 (1991–2026)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Also Mapped Here	CITY OF WACO
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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