2723 Windthrush Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 2723 Windthrush Dr, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,944 sqft · built 1989
Lot Size0.386 acres (16,815 sqft)
Owner2 Individual Names on Record
Last Sale$292,000 (Dec 2021)
Tax Bill$1,376 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Oct 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN150H L 021

Property Details

APN / Parcel Number

Primary APN150H L 021
Alternative APN
  • 0000123581

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,944 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,815 sqft (0.386 acres)
Lot Dimensions175 ft deep x 97 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000123581
Street Address2723 WINDTHRUSH DR
CityCHATTANOOGA
StateTN
Zip37421-5043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 21 WINDTHRUSH SUB PB43 PG18
Legal SubdivisionWINDTHRUSH SUB
Legal Lot Number21
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group1
Census Block1001
Census Tract11314

Owner

Source: Hamilton County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2723 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5043
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 6, 2017Loan Modification, Mortgage · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleJul 8, 2010 · Amount on Record
Deed Document Number2021194
Deed Book / Page12767 / 587
Prior Transfer DateFeb 3, 2011
Prior Transfer Doc0000000171
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 10, 2021
Property Address2723 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5043
Document Number0000000194
Book / Page12767 / 587
Map ReferenceMB 43 PG 18
Instrument DateDec 9, 2021
Instrument2021121000194
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFOUNDATION T&E SERIES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,060.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2723 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5043

Mortgage

Document Number0012767590
DateDec 10, 2021
Instrument12767/590
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Mortgage

Document Number0000000196
DateDec 10, 2021
Book Page12767/608
Instrument2021121000196
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address2723 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5043
Document Number0000000132
Book / Page011195 / 000538
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedDec 4, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2723 WINDTHRUSH DR CHATTANOOGA TN 374215043, CHATTANOOGA, TN 37421-5043

Mortgage

Document Number0000000132
DateNov 3, 2017
Book Page011195/000538
Instrument132
Lender
NameSTEARNS LNDG
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueNov 2, 2057
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,376.00 (+8.69%)$90,825 (+60.4%)$363,300 (+60.4%) Land $70,000 Building $293,300
2024$1,266.00 (-0.71%)$56,625 (-)$226,500 (-) Land $50,000 Building $176,500
2023$1,275.00$56,625$226,500 Land $50,000 Building $176,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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