Hamilton County property record for 2723 Windthrush Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,944 sqft · built 1989 |
| Lot Size | 0.386 acres (16,815 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,000 (Dec 2021) |
| Tax Bill | $1,376 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 150H L 021 |
| Primary APN | 150H L 021 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,815 sqft (0.386 acres) |
| Lot Dimensions | 175 ft deep x 97 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000123581 |
|---|---|
| Street Address | 2723 WINDTHRUSH DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 21 WINDTHRUSH SUB PB43 PG18 |
| Legal Subdivision | WINDTHRUSH SUB |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11314 |
Source: Hamilton County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2723 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Dec 10, 2021 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 6, 2017 | Loan Modification, Mortgage · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2021 · Amount on Record |
| Deed Sale | Dec 10, 2021 · Amount on Record |
| Prior Sale | Jul 8, 2010 · Amount on Record |
| Deed Document Number | 2021194 |
| Deed Book / Page | 12767 / 587 |
| Prior Transfer Date | Feb 3, 2011 |
| Prior Transfer Doc | 0000000171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 10, 2021 |
| Property Address | 2723 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5043 |
| Document Number | 0000000194 |
| Book / Page | 12767 / 587 |
| Map Reference | MB 43 PG 18 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021121000194 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2723 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5043 |
| Document Number | 0012767590 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 12767/590 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Number | 0000000196 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 12767/608 |
| Instrument | 2021121000196 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2723 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5043 |
| Document Number | 0000000132 |
| Book / Page | 011195 / 000538 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2723 WINDTHRUSH DR CHATTANOOGA TN 374215043, CHATTANOOGA, TN 37421-5043 |
| Document Number | 0000000132 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 011195/000538 |
| Instrument | 132 |
| Name | STEARNS LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 2, 2057 |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,376.00 (+8.69%) | $90,825 (+60.4%) | $363,300 (+60.4%) Land $70,000 Building $293,300 |
| 2024 | $1,266.00 (-0.71%) | $56,625 (-) | $226,500 (-) Land $50,000 Building $176,500 |
| 2023 | $1,275.00 | $56,625 | $226,500 Land $50,000 Building $176,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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