2723 Osprey Way, Frederick, MD 21701 Property Records

Frederick County property record for 2723 Osprey Way, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,412 sqft · built 2015
Lot Size	0.027 acres (1,160 sqft)
Owner	Individual Name on Record
Last Sale	$439,900 (Aug 2026)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-590345`

Property Details

APN / Parcel Number

Primary APN	`02-590345`
Alternative APN	`590345`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,412 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	812 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,160 sqft (0.027 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	590345
Street Address	2723 OSPREY WAY
City	FREDERICK
State	MD
Zip	21701-1920
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 141 SECTION 3A 1,160 SQ FT MARKET SQUARE AT FREDERI
Legal Subdivision	MARKET SQUARE/FREDERICK SEC 3A
Legal Lot Number	141
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3017
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4024 HONEYSUCKLE RD, GAINESVILLE, GA 30506-3210
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed, Transfer · Conventional Mortgage NBKC BANK
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 4, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Aug 4, 2022 · Amount on Record
Deed Book / Page	17996 / 418
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 10, 2026
Property Address	2723 OSPREY WAY, FREDERICK, MD 21701-1920
Document Number	1799000418
Book / Page	17996 / 418
Instrument Date	Jul 17, 2026
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	E ASSURANCE TITLE, ASSURANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444,299.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4024 HONEYSUCKLE RD, GAINESVILLE, GA 30506-3210
Investor	Possibly a Property Investor

Mortgage

Document Number	1799000424,
Date	Aug 10, 2026
Book Page	17996/424

Lender

Name	NBKC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2723 OSPREY WAY, FREDERICK, MD 21701-1920
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155830389
Date	Dec 16, 2021
Book Page	15583/389

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 4, 2022
Property Address	2723 OSPREY WAY, FREDERICK, MD 21701-1920
Document Number	0160690198
Book / Page	16069 / 198
Map Reference	MB 93 PG 119-120
Instrument Date	Jul 25, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2723 OSPREY WAY, FREDERICK, MD 21701-1920

Mortgage

Document Number	0016069206
Date	Aug 4, 2022
Instrument	16069/206

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,067 (+5.66%)	$420,800 (+16.99%) Land $110,000 Building $310,800
2025	$6,653.00 (+4.8%)	$359,700 (+11.21%) Land $75,000 Building $284,700	$359,700 (-) Land $75,000 Building $284,700
2024	$6,348.00 (+7.56%)
2023	$5,902.00	$323,433	$359,700 Land $75,000 Building $284,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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