2723 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 2723 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,030 sqft · built 1986
Lot Size1.2 acres (52,533 sqft)
OwnerIndividual Name on Record
Tax Bill$1,904 (2025)
Deeds & MortgagesNov 2023 Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-140-002A

Property Details

APN / Parcel Number

Primary APN09-140-002A

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,030 sqft Living Area
Gross Area2,555 sqft
1st Floor Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area52,533 sqft (1.2 acres)
Garage TypeDetached
Garage Area1,389 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck AreaDeck Area
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2723 MORGAN MILL RD
CityMONROE
StateNC
Zip28110-7505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40 MONRO
Legal DescriptionWHITLEY 2723 MORGAN MILL RD
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1073
Census Tract20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2723 MORGAN MILL RD, MONROE, NC 28110-7505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Apr 3, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2723 MORGAN MILL RD, MONROE, NC 28110-7505
Transaction TypeMortgage
Record UpdatedDec 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2723 MORGAN MILL RD, MONROE, NC 28110-7505

Mortgage

Document Number0008811607
DateNov 14, 2023
Book Page8811/607
Instrument27399
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2723 MORGAN MILL RD, MONROE, NC 28110-7505
Document Number7154353
Instrument DateApr 3, 2018
Transaction TypeMortgage
Record UpdatedJun 13, 2018
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2723 MORGAN MILL RD MONROE NC 281107505, MONROE, NC 28110-7505

Mortgage

Document Number7154353
DateMay 11, 2018
Book Page007154/000353
Instrument12625
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,900 (-) Land $181,300 Building $36,600$217,900 (-) Land $181,300 Building $36,600
2025$1,904.00 (-33.96%)$217,900 (-17.59%) Land $181,300 Building $36,600$217,900 (-17.59%) Land $181,300 Building $36,600
2023$2,883.00$264,400 Land $38,000 Building $226,400$264,400 Land $38,000 Building $226,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimFeb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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