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27228 E Beach Blvd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 27228 E Beach Blvd, Orange Beach, AL 36561

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,372 sqft · built 2004
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Mar 2024)
Tax Bill$3,075 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Nov 2023 Second Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN62-07-36-0-003-096.001

Property Details

APN / Parcel Number

Primary APN62-07-36-0-003-096.001
Alternative APNs
  • 267819
  • 305651
  • 543135

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,372 sqft Heated Area
1st Floor Area936 sqft
Upper Floors Area436 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number543135
Street Address27228 E BEACH BLVD
CityORANGE BEACH
StateAL
Zip36561-3943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 BLK 4 FIRST ADDN TO EAST ORANGE BEACH SUB MB4 PG221
Legal SubdivisionEAST ORANGE BCH 1ST & 2ND ADDN
Legal Block4
Legal Lot Number13
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group2
Census Block2045
Census Tract11414

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9318 AMETHYST DR, DAPHNE, AL 36526-0750
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Warranty Deed, Transfer · Conventional Mortgage
SOUTHPOINT BANK
Nov 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2024 · Amount on Record
Deed SaleMar 1, 2024 · Amount on Record
Prior SaleNov 21, 2014 · Amount on Record
Deed Document Number20242110082
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMar 1, 2024
Property Address27228 E BEACH BLVD, ORANGE BEACH, AL 36561-3943
Document Number0002110081
Map ReferenceMB 4 PG 221
Instrument DateFeb 27, 2024
Instrument2110081
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanyAUSTIN TITLE, ATC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18621 COUNTY ROAD 87, ELBERTA, AL 36530-3033

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address9318 AMETHYST DR, DAPHNE, AL 36526-0750

Mortgage

Document Number0002110083
DateMar 1, 2024
Instrument2110083
Lender
NameSOUTHPOINT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2027
Change Frequency6 Months
Min Rate At Change7.25%
Max Rate At Change9.25%
Max Rate12.2%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address27228 E BEACH BLVD, ORANGE BEACH, AL 36561-3943
Transaction TypeMortgage
Record UpdatedNov 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002094933
DateNov 13, 2023
Instrument2094933
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2043

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address27228 E BEACH BLVD, ORANGE BEACH, AL 36561-3943
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001953342
DateOct 26, 2021
Instrument1953342
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,075.00 (+0.1%)
2025$3,072.00 (+143.81%)$96,020 (+132.49%) Land $40,420 Building $55,600$480,100 (+16.3%) Land $202,100 Building $278,000
2023$1,260.00 (+32.91%) Homeowner's exemption$41,300 (+30.86%)$412,800 (+30.88%) Land $151,900 Building $260,900
2022$948.00 (+37.19%) Homeowner's exemption$31,560$315,400 Land $95,300 Building $220,100
2021$691.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 285 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies305 units insured
incl. 20 condo units
Nearby Flood Claims131 (2004–2020)
Claims Outside the SFHA10 of 131
Most Recent ClaimOct 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 101 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims
  • Hurricane Ivan, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE BEACH WATER SEWER AND F.P.A.
serves 17,796 people · EPA ID AL0000053
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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