27223 Punta Cabello Ct, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 27223 Punta Cabello Ct, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 2004
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Owner Names on Record
Last Sale	$145,100 (Apr 2004)
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-03-127-006`

Property Details

APN / Parcel Number

Primary APN	`40-23-03-127-006`
Alternative APNs	`0095262-081560-5` `10004605613`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
Gross Area	2,792 sqft

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Area	256 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Pool Area	220 sqft
Porch	Finished/Screened Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004605613
Old Parcel Number	00952620815605
Street Address	27223 PUNTA CABELLO CT
City	PUNTA GORDA
State	FL
Zip	33983-5404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0544 0006 PUNTA GORDA ISLES SEC20 BLK544 LT6 672/1860 AFF1965/475 1965/476 2328/120 2440/88
Legal Range	23E
Legal Township	40S
Legal Section	03
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	544
Legal Lot Number	6
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1005
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	27223 PUNTA CABELLO CT, PUNTA GORDA, FL 33983-5404
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2004 · Amount on Record
Deed Sale	Apr 13, 2004 · Amount on Record
Prior Sale	Oct 20, 2003 · Amount on Record
Deed Document Number	1182302
Deed Book / Page	2440 / 0088
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	27223 PUNTA CABELLO CT, PUNTA GORDA, FL 33983-5404
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27223 PUNTA CABELLO CT, PT CHARLOTTE, FL 33983-5404
Investor	Possibly a Property Investor

Mortgage

Document Number	0003389913
Date	Apr 5, 2024
Instrument	3389913

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	27223 PUNTA CABELLO CT, PUNTA GORDA, FL 33983-5404
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27223 PUNTA CABELLO CT, PUNTA GORDA, FL 33983-5404

Mortgage

Document Number	0049711763
Date	Apr 27, 2022
Book Page	4971/1763
Instrument	3093193

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	27223 PUNTA CABELLO CT, PUNTA GORDA, FL 33983-5404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27223 PUNTA CABELLO CT, PUNTA GORDA, FL 33983-5404

Mortgage

Document Number	0046641782
Date	Nov 19, 2020
Book Page	4664/1782
Instrument	2874897

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,813.00 (-22.14%) Homeowner's exemption	$226,493 (+5.99%)	$304,166 (+8.32%) Land $45,000 Building $259,166
2023	$3,613.00 (+7.08%) Homeowner's exemption	$213,699 (+3%)	$280,812 (+3.35%) Land $38,000 Building $242,812
2022	$3,374.00 Homeowner's exemption	$207,475	$271,706 Land $27,200 Building $244,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	9 (2001–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband.

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