2722 Little Rd, Toano, VA 23168 Property Records

James City County property record for 2722 Little Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1980
Lot Size	0.591 acres (25,744 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-4 01-0-0017`

Property Details

APN / Parcel Number

Primary APN	`21-4 01-0-0017`
Alternative APN	`13282`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	25,744 sqft (0.591 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	304 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	13282
Street Address	2722 LITTLE RD
City	TOANO
State	VA
Zip	23168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8 RURAL RESIDENTIAL
Legal Description	P-B WALLACE SUBDIVISION
Legal Subdivision	ACREAGE LOTS POWHATAN
Legal Lot Number	17
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1038
Census Tract	80306

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2722 LITTLE CREEK DAM RD, TOANO, VA 23168-8619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Quit Claim Deed, Transfer LOANDEPOT.COM LLC
Jan 23, 2018	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 23, 2018
Last Transfer Date	Mar 13, 2020
Transfer Doc	0000003865
Record Updated	Jun 8, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 13, 2020
Property Address	2722 LITTLE CREEK DAM RD, TOANO, VA 23168-8619
Document Number	0000003865
Instrument Date	Mar 7, 2020
Instrument	3865
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2722 LITTLE CREEK DAM RD TOANO VA 231688619, TOANO, VA 23168-8619

Mortgage

Document Number	3866
Date	Mar 13, 2020
Instrument	3866

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2035

Interest

Rate Type	Fixed Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 23, 2018
Property Address	2722 LITTLE CREEK DAM RD, TOANO, VA 23168-8619
Document Number	0000001877
Instrument Date	Jan 18, 2018
Instrument	1877
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2722 LITTLE CREEK DAM RD TOANO VA 231688619, TOANO, VA 23168-8619

Mortgage

Document Number	1879
Date	Jan 23, 2018
Instrument	1879

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00 (+6.4%)	$226,600 (+41.45%) Land $52,100 Building $174,500	$226,600 (+41.45%) Land $52,100 Building $174,500
2024	$1,767.00 (+32.96%)
2023	$1,329.00	$160,200 Land $47,000 Building $113,200	$160,200 Land $47,000 Building $113,200
2022	$1,329.00 (+9.38%)
2019	$1,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Little Rd

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