2722 Bellflower Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 2722 Bellflower Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,636 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$187,225 (Aug 1999)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage May 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T001600021`

Property Details

APN / Parcel Number

Primary APN	`T001600021`
Alternative APN	`2-113B-8135-00-0015.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	1,636 sqft
Basement Area	1,554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	68 sqft
Deck Area	Deck Area
Patio Area	284 sqft

Location & Zoning

Account Number	T001600021
Street Address	2722 BELLFLOWER CT
City	O FALLON
State	MO
Zip	63368-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE MCCLUER VLG #1 LOT 15
Legal Subdivision	VLGS AT DARDENNE MCCLUER VLG #1
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3009
Census Tract	311152

Owner

2722 Bellflower Ct is owned and occupied by two individuals who acquired it in October 2005.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2722 BELLFLOWER CT, O FALLON, MO 63368-9651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 31, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 1999 · Amount on File
Deed Sale	Aug 30, 1999 · Amount on File
Deed Document Number	199972385
Deed Book / Page	2299 / 1192
Last Transfer Date	Oct 28, 2005
Transfer Doc	0043830708
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2722 BELLFLOWER CT, DARDENNE PRAIRIE, MO 63368-9651
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2722 BELLFLOWER CT, DARDENNE PR, MO 63368-9651

Mortgage

Document Number	0000030376
Date	May 31, 2022
Instrument	2022R-030376

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	876 Months
Due	May 7, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.69%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2722 BELLFLOWER CT, DARDENNE PRAIRIE, MO 63368-9651
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2722 BELLFLOWER CT, DARDENNE PR, MO 63368-9651

Mortgage

Document Number	0000030375
Date	May 31, 2022
Instrument	2022R-030375

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	876 Months
Due	May 7, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.69%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2722 BELLFLOWER CT, DARDENNE PRAIRIE, MO 63368-9651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071050957
Date	Jul 15, 2019
Book Page	7105/0957
Instrument	20190715000358770

Lender

Name	PNC BANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 2, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2722 BELLFLOWER CT, DARDENNE PRAIRIE, MO 63368-9651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073202377
Date	Jun 15, 2020
Book Page	7320/2377
Instrument	20200615000404900

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	May 29, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2722 Bellflower Ct was $3,958, up 4.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,311 (-)	$343,740 (-) Land $75,000 Building $268,740
2025	$3,958.00 (+4.32%)	$65,311	$343,740 Land $75,000 Building $268,740
2024	$3,794.00
2023		$60,848
2022			$320,252 Land $50,000 Building $270,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2722 Bellflower Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2722 Bellflower Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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