2721 Towell St, Overgaard, AZ 85933 Property Records

Navajo County property record for 2721 Towell St, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,105 sqft · built 1977
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Nov 2023)
Tax Bill	$470 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2022 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-26-021`

Property Details

APN / Parcel Number

Primary APN	`206-26-021`

Interior

Stories	1 Story
Building Area	1,105 sqft Living Area
1st Floor Area	844 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Detached
Garage Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2721 TOWELL ST
City	OVERGAARD
State	AZ
Zip	85933-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-GENERAL
Legal Description	OVERGAARD TOWNSITE: LOTS 13 & 14, BLOCK 5
Legal Range	17E
Legal Township	12N
Legal Section	32
Legal Subdivision	OVERGAARD TOWNSITE
Legal Block	5
Legal Lot Number	13,14
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2092
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1713, TAYLOR, AZ 85939-1713
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC
Mar 9, 2022	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Sep 2, 2021	Intrafamily Transfer, Transfer
Aug 12, 2019	Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Apr 3, 2008	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	202316252
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	0000019626
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 16, 2023
Property Address	2721 TOWELL ST, OVERGAARD, AZ 85933-9710
Document Number	0000016252
Map Reference	MB 3 PG 14
Instrument Date	Nov 9, 2023
Instrument	2023-16252
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1713, TAYLOR, AZ 85939-1713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2721 TOWELL ST, OVERGAARD, AZ 85933-9710

Mortgage

Document Number	0000016253
Date	Nov 16, 2023
Instrument	2023-16253

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 9, 2022
Property Address	2721 TOWELL ST, OVERGAARD, AZ 85933-9710
Document Number	0000004876
Map Reference	MB 3 PG 14
Instrument Date	Mar 8, 2022
Instrument	2022-04876
Transaction Type	Foreclosure
Record Updated	Mar 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9307 S 51ST AVE UNIT 1026, 1026, LAVEEN, AZ 85339-3943

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Sep 2, 2021
Property Address	2721 TOWELL ST, OVERGAARD, AZ 85933-9710
Document Number	0000019626
Map Reference	MB 3 PG 14
Instrument Date	Sep 2, 2021
Instrument	2021-19626
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2231, OVERGAARD, AZ 85933-2231

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 12, 2019
Property Address	2721 TOWELL ST, OVERGAARD, AZ 85933-9710
Document Number	0000012003
Instrument Date	Jul 3, 2008
Instrument	12003
Record Updated	Aug 26, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2721 TOWELL ST OVERGAARD AZ 85933, OVERGAARD, AZ 85933

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2721 TOWELL ST, OVERGAARD, AZ 85933-9710
Document Number	0000012005
Instrument Date	Apr 3, 2008
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2721 TOWELL ST OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number	0000012005
Date	Aug 12, 2019
Instrument	12005

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	816 Months
Due	Aug 11, 2087

Interest

Rate Type	Adjustable Rate
Rate	2.85%

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$115,734 (+25.01%) Land $26,686 Building $89,048
2025	$470.00 (-11.32%)	$9,259 (+5.5%) Land $2,573 Building $6,686	$92,583 (+5.5%) Land $25,725 Building $66,858
2024		$8,776 Land $2,674 Building $6,102	$87,755 Land $26,737 Building $61,018
2023	$530.00 (+8.38%)
2022	$489.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Arizona
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: Conexon Connect, Verizon.

Nearby Properties on Towell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures