2721 Stern Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 2721 Stern Ln, Oxnard, CA 93035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,913 sqft · built 1984
Lot Size0.139 acres (6,041 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Aug 2017)
Tax Bill$7,617 (2025)
Deeds & MortgagesApr 2018 Mortgage
Dec 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN185-0-084-295

Property Details

APN / Parcel Number

Primary APN185-0-084-295

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,913 sqft Living Area
1st Floor Area1,402 sqft
2nd Floor Area511 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTraditional
Exterior MaterialStucco
Roof MaterialTile
Lot Area6,041 sqft (0.139 acres)
Lot Dimensions95 ft deep x 65 ft wide
Garage Area411 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area57 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2721 STERN LN
CityOXNARD
StateCA
Zip93035-1759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1PD
Legal DescriptionTRACT: 278201 LOT: 30 REF: 078MR 091
Legal Subdivision2782-1
Legal Tract278201
Legal Block84
Legal Lot Number30
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group2
Census Block2016
Census Tract3608

Owner

Source: Ventura County records · APN 185-0-084-295

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2721 STERN LN, OXNARD, CA 93035-1759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC
Dec 24, 2019Deed of Trust, Mortgage · VA Mortgage
GOLDEN EMPIRE MORTGAGE INC
Sep 30, 2020Deed of Trust, Mortgage · VA Mortgage
GOLDEN EMPIRE MORTGAGE INC
Aug 07, 2017Affidavit of Death, Transfer
FIDELITY NATIONAL TITLE
Aug 07, 2017Grant Deed, Transfer · VA Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2017 · Amount on Record
Deed SaleAug 07, 2017 · Amount on Record
Prior SaleApr 24, 1995 · Amount on Record
Deed Document Number2017101741
Prior Transfer DateFeb 13, 2007
Prior Transfer Doc0000062295
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2721 STERN LN, OXNARD, CA 93035-1759
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047287
DateApr 25, 2018
Instrument20180425-00047287
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressBAKERSFIELD, CA 93309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2721 STERN LN, OXNARD, CA 93035-1759
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000163788
DateDec 24, 2019
Instrument20191224-00163788
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressBAKERSFIELD, CA 93309
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2721 STERN LN, OXNARD, CA 93035-1759
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2721 STERN LN, OXNARD, CA 93035-1759

Mortgage

Document Number0000158035
DateSep 30, 2020
Instrument20200930-00158035
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressBAKERSFIELD, CA 93309
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

August 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionVENTURA CA
Recording DateAug 07, 2017
Property Address2721 STERN LN, OXNARD, CA 93035-1759
Document Number0000101740
Instrument DateJul 20, 2017
Instrument101740
Transaction TypeTransfer
Record UpdatedNov 02, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address457 WINDFIELD LN DANVILLE CA 94526, DANVILLE, CA 94526

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateAug 07, 2017
Property Address2721 STERN LN, OXNARD, CA 93035-1759
Document Number0000101741
Map ReferenceMB78 PG91
Instrument DateJul 10, 2017
Instrument20170807-00101741
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2721 STERN LN, OXNARD, CA 93035-1759

Mortgage

Document Number0000101742
DateAug 07, 2017
Instrument20170807-00101742
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$626,710 (+2%) Land $407,365 Building $219,345
2025$7,617.00 (+2.19%)$614,422 (+4.04%) Land $399,377 Building $215,045
2024$7,454.00 (+3.79%)
2023$7,182.00 (+3.1%)$590,564 Land $383,868 Building $206,696
2022$6,966.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

Based on FCC filings for 691 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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