2721 Rio Seco Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 2721 Rio Seco Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,808 sqft · built 2020
Lot Size	0.081 acres (3,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (May 2025)
Tax Bill	$12,816 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091-320-104-2`

Property Details

APN / Parcel Number

Primary APN	`091-320-104-2`
Alternative APN	`091-320-104`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,808 sqft Living Area
1st Floor Area	1,171 sqft
2nd Floor Area	1,637 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	3,520 sqft (0.081 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2721 RIO SECO DR
City	PITTSBURG
State	CA
Zip	94565-7774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9380 L104
Legal Subdivision	SUBDIVISION 9380
Legal Tract	9380
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	355202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2721 RIO SECO DR, PITTSBURG, CA 94565-7774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Jul 24, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	202542822
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2721 RIO SECO DR, BAY POINT, CA 94565-7774
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 RIO SECO DR, BAY POINT, CA 94565-7774

Mortgage

Document Number	0000133797
Date	Aug 31, 2022
Instrument	2022-133797

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2721 RIO SECO DR, BAY POINT, CA 94565-7774
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 RIO SECO DR, BAY POINT, CA 94565-7774

Mortgage

Document Number	0000097635
Date	Mar 31, 2021
Instrument	2021-097635

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 24, 2020
Property Address	2721 RIO SECO DR, BAY POINT, CA 94565-7774
Document Number	0000151805
Map Reference	MB 533 PG 1
Instrument Date	Jul 16, 2020
Instrument	2020-151805
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 RIO SECO DR, BAY POINT, CA 94565-7774

Mortgage

Document Number	0000151807
Date	Jul 24, 2020
Instrument	2020-151807

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$902,700 (+16.67%) Land $204,000 Building $698,700
2025	$12,816.00 (+4.65%) Homeowner's exemption	$773,719 (+4.04%) Land $216,485 Building $557,234
2023	$12,246.00 (+1.37%) Homeowner's exemption	$743,677 Land $208,080 Building $535,597
2022	$12,080.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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