2721 Penkea Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2721 Penkea Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 1960
Lot Size	0.175 acres (7,600 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (Jun 1994)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Jul 2021 Transfer Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149-070-16-00`

Property Details

APN / Parcel Number

Primary APN	`149-070-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,269 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2721 PENKEA DR
City	OCEANSIDE
State	CA
Zip	92054-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 16 TR 004200
Legal Subdivision	PENKEA MESA
Legal Tract	004200
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18511

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2721 PENKEA DR, OCEANSIDE, CA 92054-3727
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Intrafamily Transfer, Transfer
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage DOLAN GADDI LENDING INC
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage DG FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 1994 · Amount on Record
Deed Sale	Jun 2, 1994 · Amount on Record
Prior Sale	Sep 10, 1985 · Amount on Record
Deed Document Number	1994360412
Last Transfer Date	Jun 11, 2021
Transfer Doc	0000487259
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2021
Property Address	2721 PENKEA DR, OCEANSIDE, CA 92054-3727
Document Number	0000487259
Map Reference	MAP 4200
Instrument Date	Jun 11, 2021
Instrument	2021-0487259
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2721 PENKEA DR, OCEANSIDE, CA 92054-3727

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2721 PENKEA DR, OCEANSIDE, CA 92054-3727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000552290
Date	Nov 26, 2019
Instrument	2019-0552290

Lender

Name	DOLAN GADDI LENDING INC
Type	Mortgage Company
Address	CARLSBAD, CA 92011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2721 PENKEA DR, OCEANSIDE, CA 92054-3727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 PENKEA DR, OCEANSIDE, CA 92054-3727

Mortgage

Document Number	0000837738
Date	Dec 28, 2020
Instrument	2020-0837738

Lender

Name	DG FUNDING
Type	Non-Lending Institution
Address	CARLSBAD, CA 92011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$234,011 (+2%) Land $63,676 Building $170,335
2025	$2,616.00 (+8.59%)	$229,424 (+4.04%) Land $62,428 Building $166,996
2023	$2,409.00 (+1.6%) Homeowner's exemption	$220,516 Land $60,004 Building $160,512
2022	$2,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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