2721 Overlook Point Dr, Escondido, CA 92029 Property Records

San Diego County property record for 2721 Overlook Point Dr, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 2015
Lot Size	0.65 acres (2,852 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Nov 2020)
Tax Bill	$13,860 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`235-560-20-00`

Property Details

APN / Parcel Number

Primary APN	`235-560-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	2,852 sqft (0.65 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2721 OVERLOOK POINT DR
City	ESCONDIDO
State	CA
Zip	92029-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 20 TR 015888
Legal Subdivision	COUNTY/SAN DIEGO 5365-1
Legal Tract	015888
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1065
Census Tract	20313

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2721 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Nov 24, 2020	Grant Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC BAY LNDG
May 18, 2018	Grant Deed, Transfer · Conventional Mortgage EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	2020748969
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2721 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278780
Date	Jul 12, 2019
Instrument	2019-0278780

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2020
Property Address	2721 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602
Document Number	0000748969
Map Reference	MAP 15888
Instrument Date	Oct 27, 2020
Instrument	2020-0748969
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602

Mortgage

Document Number	0000748970
Date	Nov 24, 2020
Instrument	2020-0748970

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2721 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602
Document Number	0000292250
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 OVERLOOK POINT DR ESCONDIDO CA 920292602, ESCONDIDO, CA 92029-2602

Mortgage

Document Number	0000292250
Date	Jun 8, 2020
Instrument	292250

Lender

Name	PACIFIC BAY LNDG
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2018
Property Address	2721 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602
Document Number	0000200727
Instrument Date	May 3, 2018
Instrument	200727
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 OVERLOOK POINT DR ESCONDIDO CA 920292602, ESCONDIDO, CA 92029-2602

Mortgage

Document Number	200728
Date	May 18, 2018
Instrument	200728

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	CORONA, CA 92800

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$767,331 (+2%) Land $360,305 Building $407,026
2025	$13,860.00 (+5.3%)	$752,287 (+4.04%) Land $353,241 Building $399,046
2023	$13,163.00 (+1.78%)	$723,076 Land $339,525 Building $383,551
2022	$12,933.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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