Lincoln County property record for 2721 Cherry Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,447 sqft · built 2004 |
| Lot Size | 1.75 acres (76,317 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Dec 1993) |
| Tax Bill | $5,299 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4613-47-1727 |
| Primary APN | 4613-47-1727 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,447 sqft Living Area |
| Elevator | Elevator |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 76,317 sqft (1.75 acres) |
| Pool Area | 880 sqft |
| Storage Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 171610 |
|---|---|
| Street Address | 2721 CHERRY LN |
| City | DENVER |
| State | NC |
| Zip | 28037-8874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | 3 4 5 CHERRY LOOPE |
| Legal Subdivision | CHERRY LOOPE |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 71202 |
2721 Cherry Ln is owned and occupied by two individuals who bought it in December 1993.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2721 CHERRY LN, DENVER, NC 28037-8874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 1993 · Amount on File |
| Deed Sale | Dec 21, 1993 · Amount on File |
| Deed Book / Page | 852 / 728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2721 CHERRY LN, DENVER, NC 28037-8874 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003097659 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 3097/659 |
| Instrument | 641026 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2721 CHERRY LN, DENVER, NC 28037-8874 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2721 CHERRY LN, DENVER, NC 28037-8874 |
| Document Number | 0000031501 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 3150/1 |
| Instrument | 649669 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 23, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2721 Cherry Ln was $5,299.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,299.00 | $854,166 Land $186,144 Building $668,022 | $854,166 Land $186,144 Building $668,022 |
| 2023 | $5,256.00 | $854,166 Land $186,144 Building $668,022 | $854,166 Land $186,144 Building $668,022 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2721 Cherry Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2013–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2721 Cherry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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