2721 Berger Rd, Temple, TX 76501 Property Records

Bell County property record for 2721 Berger Rd, Temple, TX 76501

Property Summary

Property Type	Misc Structure / Fixture
Details	2,826 sqft · built 2019
Lot Size	10.6 acres (464,785 sqft)
Owner	Individual on Record
Tax Bill	$5,705 (2023)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0471680000`

Property Details

APN / Parcel Number

Primary APN	`0471680000`
Alternative APNs	`108340` `811081`

Interior

Stories	2 Stories
Building Area	2,826 sqft Gross Area
1st Floor Area	1,914 sqft
2nd Floor Area	912 sqft
Utility Area	322 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	464,785 sqft (10.6 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	761 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	811081
Street Address	2721 BERGER RD
City	TEMPLE
State	TX
Zip	76501-6893
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0048BC C ADAMS JR, 7, A1055BC S J SWENSON, 3, ACRES 10.67 7, A1055BC S J SWENSON, 3,
Legal Subdivision	C ADAMS JR
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2005
Census Tract	20402

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2721 BERGER RD, TEMPLE, TX 76501-6893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK
Jun 10, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2016
Deed Sale	Feb 19, 2016
Prior Sale	Feb 16, 2016
Deed Document Number	2016-00006066
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2721 BERGER RD, TEMPLE, TX 76501-6893
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001134
Date	Jan 9, 2020
Instrument	2020-00001134

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	TEMPLE, TX 76502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Jun 10, 2019
Property Address	2721 BERGER RD, TEMPLE, TX 76501-6893
Book / Page	010872 / 000535
Instrument Date	Jun 7, 2019
Instrument	24262
Transaction Type	Construction Loan
Record Updated	Jun 24, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 STONEHAVEN DR TEMPLE TX 765023123, TEMPLE, TX 76502-3123

Mortgage

Document Number	0000024262
Date	Jun 10, 2019
Book Page	010872/000535
Instrument	24262

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 9, 2020

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,705.00 (-14.39%) Homeowner's exemption	$833,580 Land $200,201 Building $633,379	$833,580 Land $200,201 Building $633,379
2022	$6,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

Nearby Properties on Berger Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures