27205 Frank Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 27205 Frank Rd, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,311 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$804 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-05-15-0-000-012.001`

Property Details

APN / Parcel Number

Primary APN	`53-05-15-0-000-012.001`
Alternative APNs	`231039` `295603`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,311 sqft Heated Area
1st Floor Area	2,311 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	208 ft deep x 416 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Pool Area	608 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	295603
Street Address	27205 FRANK RD
City	ELBERTA
State	AL
Zip	36530-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	416.1' X 208.7' COM AT THE SW COR OF SW1/4 OF SW1/4 SEC 15 RUN E 893.8', TH N 30' TO A PT ON N LINE OF FRANK RD FOR THEPOB, T
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1043
Census Tract	11601

Owner

27205 Frank Rd is owned and occupied by an individual who acquired it in March 2012.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	27205 FRANK RD, ELBERTA, AL 36530-3447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2012
Deed Sale	Mar 29, 2012
Deed Document Number	20121331611
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27205 FRANK RD, ELBERTA, AL 36530-3447
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002237093
Date	Feb 20, 2026
Instrument	2237093

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27205 FRANK RD, ELBERTA, AL 36530-3447
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001926456
Date	Jul 6, 2021
Instrument	1926456

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 27205 Frank Rd was $804 with a homeowner's exemption, down 21.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$804.00 (-21.71%) Homeowner's exemption
2025	$1,027.00	$38,300 Land $5,300 Building $33,000	$382,900 Land $53,000 Building $329,900
2023	$1,152.00 (+29.58%) Homeowner's exemption	$42,760 (+28.18%)	$427,500 (+28.19%) Land $50,600 Building $376,900
2022	$889.00 (+16.97%) Homeowner's exemption	$33,360	$333,500 Land $43,500 Building $290,000
2021	$760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27205 Frank Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1998–2020)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27205 Frank Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 82% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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