27203 Cottage Stream Ln, Fulshear, TX 77441 Property Records

Fort Bend County property record for 27203 Cottage Stream Ln, Fulshear, TX 77441

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,125 sqft · built 2012
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$400,820 (Jan 2025)
Tax Bill	$20 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R393451`

Property Details

APN / Parcel Number

Primary APN	`R393451`
Alternative APN	`2706-08-002-0090-914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,125 sqft Living Area
Gross Area	2,795 sqft
1st Floor Area	2,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Patio Area	587 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	27203 COTTAGE STREAM LN
City	FULSHEAR
State	TX
Zip	77441-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE AT CROSS CREEK RANCH SEC 8, BLOCK 2, LOT 9
Legal Subdivision	CREEKSIDE AT CROSS CREEK RANCH SEC 8
Legal Block	2
Legal Lot Number	9
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2044
Census Tract	673202

Owner

27203 Cottage Stream Ln is owned and occupied by two individuals who bought it in January 2025.

Source: Fort Bend County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27203 COTTAGE STREAM LN, FULSHEAR, TX 77441-1129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · VA Mortgage RAPID HOME LOANS LLC
Jan 6, 2025	Vendor's Lien, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Jan 6, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2025 · Amount on File
Deed Sale	Jan 6, 2025 · Amount on File
Prior Sale	Jan 6, 2025
Deed Document Number	20251323
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	27203 COTTAGE STREAM LN, FULSHEAR, TX 77441-1129
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27203 COTTAGE STREAM LN, FULSHEAR, TX 77441-1129

Mortgage

Document Number	0000118110
Date	Nov 14, 2025
Instrument	2025118110

Lender

Name	RAPID HOME LOANS LLC
Type	Mortgage Company
Address	22361 W VILLAGE DR # 101, DEARBORN, MI 48124

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jan 6, 2025
Property Address	27203 COTTAGE STREAM LN, FULSHEAR, TX 77441-1129
Document Number	0000001323
Map Reference	PL NO 20100088
Instrument Date	Dec 10, 2024
Instrument	2025001323
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 HEADQUARTERS PLZ, MORRISTOWN, NJ 07960-6834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27203 COTTAGE STREAM LN, FULSHEAR, TX 77441-1129

Mortgage

Document Number	0000001324
Date	Jan 6, 2025
Instrument	2025001324

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Jan 6, 2025
Property Address	27203 COTTAGE STREAM LN, FULSHEAR, TX 77441-1129
Document Number	0000001322
Map Reference	PL NO 20100088
Instrument Date	Nov 22, 2024
Instrument	2025001322
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 HEADQUARTERS PLZ, MORRISTOWN, NJ 07960-6834

Tax Assessment & Valuation

The 2025 property tax bill for 27203 Cottage Stream Ln was $20, down 99.7% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Fulshear City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20.00 (-99.73%)	$404,893 (+16.84%) Land $72,345 Building $332,548	$404,893 (-0.86%) Land $72,345 Building $332,548
2024	$7,368.00 (+72.51%) Homeowner's exemption	$346,544 (+1%) Land $68,900 Building $339,523	$408,423 (+0.97%) Land $68,900 Building $339,523
2023	$4,271.00 Homeowner's exemption	$315,040 Land $53,000 Building $351,484	$404,484 Land $53,000 Building $351,484
2018	$4,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27203 Cottage Stream Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 473 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	473 in force
Nearby Flood Claims	2 (2021–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27203 Cottage Stream Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FULSHEAR serves 34,000 people · EPA ID TX0790133
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Skynet Fixed Wireless	100 / 50

May also be available: Astound Broadband, Ezee Fiber, Verizon.

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