St. Louis County property record for 2720 W 13th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,450 sqft · built 1950 |
| Lot Size | 0.322 acres (14,025 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Sep 2021) |
| Tax Bill | $5,384 (2026) |
| Deeds & Mortgages | Apr 2023 Transfer Apr 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3220-01960 |
| Primary APN | 010-3220-01960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Gross Area |
| 1st Floor Area | 1,450 sqft |
| Basement Area | 1,096 sqft |
| Finished Basement | 1,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 14,025 sqft (0.322 acres) |
| Garage Area | 528 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 352 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1117984 |
|---|---|
| Street Address | 2720 W 13TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 THRU 10 SERIAL # |
| Legal Subdivision | MERCHANTS PARK DIVISION |
| Legal Block | 9 |
| Legal Lot Number | 7-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2600 |
2720 W 13th St is owned and occupied by an individual who acquired it in March 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2720 W 13TH ST, DULUTH, MN 55806-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2023 | Transfer on Death Deed, Transfer |
| Apr 7, 2023 | Transfer on Death Deed, Transfer |
| Apr 7, 2023 | Intrafamily Transfer, Transfer |
| Sep 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on File |
| Deed Sale | Sep 29, 2021 · Amount on File |
| Prior Sale | Jun 16, 2015 · Amount on File |
| Deed Document Number | 20211047473 |
| Last Transfer Date | Mar 31, 2023 |
| Transfer Doc | 0001067373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 7, 2023 |
| Property Address | 2720 W 13TH ST, DULUTH, MN 55806-1115 |
| Document Number | 0001067373 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 1067373 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 7, 2023 |
| Property Address | 2720 W 13TH ST, DULUTH, MN 55806-1115 |
| Document Number | 0001067374 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 1067374 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 7, 2023 |
| Property Address | 2720 W 13TH ST, DULUTH, MN 55806-1115 |
| Document Number | 0001067372 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 1067372 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2720 W 13TH ST, DULUTH, MN 55806-1115 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2720 W 13TH ST, DULUTH, MN 55806-1115 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 29, 2021 |
| Property Address | 2720 W 13TH ST, DULUTH, MN 55806-1115 |
| Document Number | 0001047473 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 1047473 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2720 W 13TH ST, DULUTH, MN 55806-1115 |
| Document Number | 0001047474 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 1047474 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 2720 W 13th St was $5,384 with a homeowner's exemption, up 7.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,384.00 (+7.94%) Homeowner's exemption | ||
| 2025 | $4,988.00 (-5.21%) Homeowner's exemption | $404,700 (+7.92%) Land $40,500 Building $364,200 | $404,700 (+7.92%) Land $40,500 Building $364,200 |
| 2024 | $5,262.00 | $375,000 Land $67,700 Building $307,300 | $375,000 Land $67,700 Building $307,300 |
| 2022 | $339,500 Land $61,700 Building $277,800 | $339,500 Land $61,700 Building $277,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2720 W 13th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2720 W 13th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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