2720 Stout Rd, Lucas, OH 44843 Property Records

Richland County property record for 2720 Stout Rd, Lucas, OH 44843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,090 sqft · built 1920
Lot Size	17 acres (741,282 sqft)
Owner	Individual Name on File
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-14-137-11-000`

Property Details

APN / Parcel Number

Primary APN	`018-14-137-11-000`
Alternative APN	`00042`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	491 sqft
Upper Floors Area	245 sqft
Basement Area	140 sqft
Unfinished Basement	140 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	741,282 sqft (17 acres)
Terrain	Rolling
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2720 STOUT RD
City	LUCAS
State	OH
Zip	44843-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE A 17.0175 LT 18 19 PT
Legal Lot Number	18,19
Jurisdiction	RICHLAND OH
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3047
Census Tract	2000

Owner

2720 Stout Rd is owned and occupied by an individual who acquired it in July 2005.

Source: Richland County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2720 STOUT RD, LUCAS, OH 44843-9512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Mar 25, 2005	Deed of Trust, Mortgage US BANK NA ND
Dec 11, 2013	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 26, 2005	Survivorship Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2005
Deed Sale	Jul 26, 2005
Deed Document Number	200513335
Deed Book / Page	1543 / 209
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	Aug 11, 2026
Property Address	2720 STOUT RD, LUCAS, OH 44843-9512
Document Number	0000009381
Book / Page	3046 / 3209
Instrument Date	Jul 31, 2026
Instrument	20269381
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 STOUT RD, LUCAS, OH 44843-9512

Mortgage

Document Number	0000009381,
Date	Aug 11, 2026
Book Page	3046/3209
Instrument	20269381

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 26, 2046

Interest

Rate	6.43%
Max Rate	-1%

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2720 STOUT RD, LUCAS, OH 44843-9512
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01497/0415
Date	Mar 25, 2005
Book Page	1497/0415
Instrument	200500004821

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Amount	Amount on Record

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2720 STOUT RD, LUCAS, OH 44843-9512
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02278/0506
Date	Dec 11, 2013
Book Page	2278/0506
Instrument	201300016209

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2039

July 2005: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Jul 26, 2005
Property Address	2720 STOUT RD, LUCAS, OH 44843-9512
Document Number	01543/0209
Book / Page	1543 / 0209
Instrument Date	Jul 22, 2005
Instrument	200500013335
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2720 STOUT RD, LUCAS, OH 44843-9512

Mortgage

Document Number	200500013336
Date	Jul 26, 2005
Instrument	200500013336

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2720 Stout Rd was $1,175 with a homeowner's exemption, up 0.1% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Monroe Township
Unified School District	Lucas Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 (+0.09%)	$54,860 (-) Land $40,360 Building $14,500
2024	$1,174.00 (-2.17%) Homeowner's exemption	$54,860 (-) Land $40,360 Building $14,500
2023	$1,200.00 (+20.6%) Homeowner's exemption	$54,860 (+34.86%) Land $40,360 Building $14,500	$156,740 Land $115,320 Building $41,420
2022	$995.00 Homeowner's exemption	$40,680 Land $29,930 Building $10,750
2020			$116,210 Land $85,510 Building $30,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2720 Stout Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2720 Stout Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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