2720 Spence St, Houston, TX 77093 Property Records

Harris County property record for 2720 Spence St, Houston, TX 77093

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,000 sqft · built 2024
Lot Size0.095 acres (4,132 sqft)
OwnerIndividual Name on File
Last Sale$286,335 (Aug 2026)
Tax Bill$1,464 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN142-988-001-0002

Property Details

APN / Parcel Number

Primary APN142-988-001-0002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area2,000 sqft Living Area
1st Floor Area735 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialCombination
Lot Area4,132 sqft (0.095 acres)
Garage Area440 sqft
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1429880010002
Street Address2720 SPENCE ST
CityHOUSTON
StateTX
Zip77093-9131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 BLK 1 JENSEN COURTYARD
Legal SubdivisionJENSEN COURTYARD
Legal Block1
Legal Lot Number2
JurisdictionHARRIS TX

Owner

2720 Spence St is owned and occupied by an individual who bought it in August 2026.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address2720 SPENCE ST, HOUSTON, TX 77093-9131
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed, Transfer · Conventional Mortgage
NETX MORTGAGE LLC
Jun 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2026 · Amount on File
Deed SaleAug 4, 2026 · Amount on File
Deed Document Number2026315426
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionHARRIS TX
Recording DateAug 4, 2026
Property Address2720 SPENCE ST, HOUSTON, TX 77093-9131
Document Number0000315426
Instrument DateAug 3, 2026
Instrument2026315426
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyORCHARD TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2720 SPENCE ST, HOUSTON, TX 77093-9131

Mortgage

Document Number0000315427,
DateAug 4, 2026
Instrument2026315427
Lender
NameNETX MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Recording DateJun 8, 2026
Property Address2720 SPENCE ST, HOUSTON, TX 77093-9131
Document Number0000225191
Instrument DateJun 5, 2026
Instrument2026225191
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000225191,
DateJun 8, 2026
Instrument2026225191
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate5%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2720 Spence St was $1,464.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,656 (+384.29%) Land $53,179 Building $280,477$333,656 (+384.29%) Land $53,179 Building $280,477
2025$1,464.00$68,896 Land $53,179 Building $15,717$68,896 Land $53,179 Building $15,717

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2720 Spence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2720 Spence St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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