2720 Pine St, Saginaw, MI 48604 Property Records

Saginaw County property record for 2720 Pine St, Saginaw, MI 48604

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,592 sqft · built 1889
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Mar 2025)
Tax Bill	$909 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`91-30-1-77-5000-000`

Property Details

APN / Parcel Number

Primary APN	`91-30-1-77-5000-000`
Alternative APN	`13 1775 00000`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,219 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2720 PINE ST
City	SAGINAW
State	MI
Zip	48604-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-1
Legal Description	FRL LOTS 8 & 9, LOT 10, BLK 4, SHAW & MERRILL'S ADDITION
Legal Range	1E
Legal Township	30N
Legal Section	77
Legal Subdivision	SHAW & MERRILL'S ADD
Legal Block	4
Legal Lot Number	10
Legal Unit	10
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	1
Census Block	1002
Census Tract	1900

Owner

2720 Pine St is owned and occupied by two individuals who bought it in March 2025.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2843 KOCHVILLE RD, SAGINAW, MI 48604-9207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2025 · Amount on File
Deed Sale	Mar 24, 2025 · Amount on File
Prior Sale	Feb 8, 2010 · Amount on File
Deed Document Number	20255013
Prior Transfer Date	Dec 4, 2000
Prior Transfer Doc	0007012804
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 24, 2025
Property Address	2720 PINE ST, SAGINAW, MI 48604-2430
Document Number	0000005013
Map Reference	LB 38 PG 127
Instrument Date	Mar 13, 2025
Instrument	2025005013
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3644 N JEFFERSON ST, CARROLLTON, MI 48724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2843 KOCHVILLE RD, SAGINAW, MI 48604-9207
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004546
Date	Mar 24, 2025
Instrument	2025004546

Lender

Name	ICON MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2720 Pine St was $909 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,800	$49,600
2025	$909.00 Homeowner's exemption
2023		$20,500	$41,000
2022	$1,328.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2720 Pine St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2720 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20