Montgomery County property record for 2720 Oakley Ave, Dayton, OH 45419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,308 sqft · built 1990 |
| Lot Size | 0.129 acres (5,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Aug 2017) |
| Tax Bill | $4,344 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-00808-0088 |
| Primary APN | N64-00808-0088 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 1,748 sqft |
| 1st Floor Area | 504 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,624 sqft (0.129 acres) |
| Lot Dimensions | 125 ft deep x 45 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 168 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2720 OAKLEY AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45419-2352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 252 OAK PARK |
| Legal Subdivision | OAK PARK |
| Legal Lot Number | 88 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20900 |
2720 Oakley Ave is owned and occupied by an individual who bought it in August 2017.
Source: Montgomery County records, as of December 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2720 OAKLEY AVE, DAYTON, OH 45419-2352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on File |
| Deed Sale | Aug 28, 2017 · Amount on File |
| Prior Sale | Nov 4, 2010 · Amount on File |
| Deed Document Number | 201750521 |
| Prior Transfer Date | Mar 19, 2013 |
| Prior Transfer Doc | 0000020697 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2720 OAKLEY AVE, DAYTON, OH 45419-2352 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000083046 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021-00083046 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 28, 2017 |
| Property Address | 2720 OAKLEY AVE, DAYTON, OH 45419-2352 |
| Document Number | 0000050521 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 50521 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2720 OAKLEY AVE DAYTON OH 454192352, DAYTON, OH 45419-2352 |
| Document Number | 50560 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 50560 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,070 Land $11,170 Building $56,900 | $194,500 Land $31,920 Building $162,580 | |
| 2024 | $4,344.00 (+2.94%) | ||
| 2023 | $4,220.00 (+103.77%) | $68,070 (+32.98%) Land $11,170 Building $56,900 | $194,500 Land $31,920 Building $162,580 |
| 2022 | $2,071.00 | $51,190 Land $8,400 Building $42,790 | |
| 2020 | $146,260 Land $24,000 Building $122,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2720 Oakley Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2720 Oakley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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