Cumberland County property record for 2720 Heatter Ave, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,326 sqft · built 1964 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Apr 2022) |
| Tax Bill | $1,121 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Oct 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0513-30-9309 |
| Primary APN | 0513-30-9309 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,326 sqft Heated Area |
| 1st Floor Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 127 ft deep x 85 ft wide |
| Deck Area | 25 sqft |
| Patio Area | 25 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 2720 HEATTER AVE |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-1727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | OVERHILLS PARK LO:97 SE:02 PL:0028-0075 |
| Legal Subdivision | OVERHILLS PARK |
| Legal Block | 30 |
| Legal Lot Number | 97 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 3602 |
2720 Heatter Ave is owned and occupied by an individual who bought it in April 2022.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2720 HEATTER AVE, SPRING LAKE, NC 28390-1727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Oct 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 26, 2018 | Loan Modification, Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2022 · Amount on File |
| Deed Sale | Apr 6, 2022 · Amount on File |
| Prior Sale | Jan 19, 2005 · Amount on File |
| Deed Document Number | 202214371 |
| Deed Book / Page | 11440 / 148 |
| Prior Transfer Date | Oct 16, 2019 |
| Prior Transfer Doc | 0106160326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Apr 6, 2022 |
| Property Address | 2720 HEATTER AVE, SPRING LAKE, NC 28390-1727 |
| Document Number | 0114400148 |
| Book / Page | 11440 / 148 |
| Map Reference | MB 28 PG 75 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 14371 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82 JOHNSON HTS, 82, RACCOON, KY 41557-8255 |
| Name | Verified Name |
|---|---|
| Address | 2720 HEATTER AVNEUE, SPRING LAKE, NC 28390-1727 |
| Document Number | 0000014372 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 14372 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Oct 25, 2019 |
| Property Address | 2720 HEATTER AVE, SPRING LAKE, NC 28390-1727 |
| Document Number | 0106160326 |
| Book / Page | 010616 / 000326 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 34420 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2720 HEATTER AVE SPRING LAKE NC 283901727, SPRING LAKE, NC 28390-1727 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 2720 HEATTER AVE, SPRING LAKE, NC 28390-1727 |
| Document Number | 0103050255 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Name | Verified Name |
|---|---|
| Address | 2720 HEATTER AVE SPRING LAKE NC 283901727, SPRING LAKE, NC 28390-1727 |
| Document Number | 0103050255 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 010305/000255 |
| Instrument | 14534 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONTROE, LA 71203-4774 |
| Amount | Amount on Record |
|---|---|
| Term | 204 Months |
| Due | May 15, 2035 |
| Rate | 4% |
|---|
The 2026 property tax bill for 2720 Heatter Ave was $1,121.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,121.00 | ||
| 2025 | $1,121.00 (+57.89%) | $100,878 (+43.57%) Land $18,000 Building $82,878 | $100,878 (+43.57%) Land $18,000 Building $82,878 |
| 2024 | $710.00 (+5.5%) | $70,262 (-) Land $8,000 Building $62,262 | $70,262 (-) Land $8,000 Building $62,262 |
| 2023 | $673.00 (+5.82%) | $70,262 Land $8,000 Building $62,262 | $70,262 Land $8,000 Building $62,262 |
| 2022 | $636.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2720 Heatter Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2720 Heatter Ave is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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