2720 Greeley St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2720 Greeley St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,701 sqft · built 1964
Lot Size	0.395 acres (17,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2025)
Tax Bill	$8,243 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 60.45-1-16.1`

Property Details

APN / Parcel Number

Primary APN	`421500 60.45-1-16.1`
Alternative APN	`150006004500010160010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,323 sqft
Basement Area	378 sqft
Finished Basement	378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	17,226 sqft (0.395 acres)
Lot Dimensions	174 ft deep x 99 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	412 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2720 GREELEY ST
City	SCHENECTADY
State	NY
Zip	12304-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	16.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 VIA DA VINCI, CLIFTON PARK, NY 12065-2906
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Jun 12, 2017	Executor's Deed, Transfer TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	202526210
Deed Book / Page	2160 / 279
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2720 GREELEY ST, SCHENECTADY, NY 12304-3608
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MEADOW RUN, CLIFTON PARK, NY 12065-8709

Mortgage

Document Number	0000026211
Date	Nov 6, 2025
Instrument	202526211

Lender

Name	KEY BANK NA
Type	Bank
Address	CLIFTON PARK, NY 12065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2720 GREELEY ST, SCHENECTADY, NY 12304-3608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054920
Date	Dec 11, 2019
Book Page	4959/326
Instrument	201954920

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 12, 2017
Property Address	2720 GREELEY ST, SCHENECTADY, NY 12304-3608
Document Number	0000026024
Book / Page	1964 / 715
Instrument Date	May 26, 2017
Instrument	201726024
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2712 GREELEY ST, 2712, SCHENECTADY, NY 12304-3608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2720 GREELEY ST, SCHENECTADY, NY 12304-3608

Mortgage

Document Number	0000026025
Date	Jun 12, 2017
Book Page	4766/047
Instrument	201726025

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,243.00 (+3.78%)	$172,300 (-) Land $25,800 Building $146,500	$285,312 (+30.82%) Land $42,722 Building $242,590
2023		$172,300 (-) Land $25,800 Building $146,500	$218,101 (+3.8%) Land $32,658 Building $185,443
2022		$172,300 Land $25,800 Building $146,500	$210,122 Land $31,463 Building $178,659
2021	$7,943.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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