2720 FM 678, Gainesville, TX 76240 Property Records

Cooke County property record for 2720 FM 678, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,500 sqft · built 2023
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,131 (2026)
Deeds & Mortgages	May 2021 Sale May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0044-102-00001`

Property Details

APN / Parcel Number

Primary APN	`0044-102-00001`
Alternative APN	`319433`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,500 sqft Living Area
Gross Area	3,368 sqft
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	82,328 sqft (1.89 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0044-102-00001
Street Address	2720 FM 678
City	GAINESVILLE
State	TX
Zip	76240-7536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAILEY ACC 0044 ACRES 1.89
Legal Subdivision	BAILEY ACC
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2004
Census Tract	702

Owner

2720 FM 678 is owned and occupied by two individuals who acquired it in May 2021.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 338, GAINESVILLE, TX 76241-0338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Warranty Deed, Transfer
May 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021
Deed Sale	May 19, 2021
Deed Document Number	20214210
Deed Book / Page	2419 / 551
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	May 19, 2021
Property Address	2720 FM 678, GAINESVILLE, TX 76240-7536
Document Number	002419/551
Book / Page	2419 / 551
Instrument Date	May 19, 2021
Instrument	4210
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5036 FM 3164, GAINESVILLE, TX 76240-7913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 S HOWETH ST, GAINESVILLE, TX 76240-5036

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	May 19, 2021
Property Address	2720 FM 678, GAINESVILLE, TX 76240-7536
Document Number	002419/551
Book / Page	2419 / 551
Instrument Date	May 19, 2021
Instrument	2021-4210
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5036 FM 3164, GAINESVILLE, TX 76240-7913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 S HOWETH ST, GAINESVILLE, TX 76240-5036

Tax Assessment & Valuation

The 2026 property tax bill for 2720 FM 678 was $6,131 with exemptions applied, up 142% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,131.00 (+142.05%) Homeowner's exemption Senior Citizen's exemption	$403,830 (+4.97%) Land $119,777 Building $284,053	$403,830 (+4.97%) Land $119,777 Building $284,053
2025	$2,533.00 (-22.28%) Homeowner's exemption Senior Citizen's exemption	$384,722 Land $100,669 Building $284,053	$384,722 Land $100,669 Building $284,053
2024	$3,259.00
2023		$143,201 Land $90,669 Building $52,532	$143,201 Land $90,669 Building $52,532
2022	$1,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2720 FM 678 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2720 FM 678 is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 73% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8, T-Mobile.

Nearby Properties on FM 678

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures