2720 Detroit Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 2720 Detroit Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,449 sqft · built 2004
Lot Size	0.078 acres (3,382 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2004)
Tax Bill	$5,362 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-0-051-285`

Property Details

APN / Parcel Number

Primary APN	`132-0-051-285`
Alternative APN	`1320051010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
1st Floor Area	662 sqft
2nd Floor Area	787 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	3,382 sqft (0.078 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft

Location & Zoning

Street Address	2720 DETROIT DR
City	OXNARD
State	CA
Zip	93036-1784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 533200 LOT: 14 REF: 148MR 33
Legal Subdivision	TRACT NO 5332
Legal Tract	533200
Legal Block	51
Legal Lot Number	14
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1111
Census Tract	5004

Owner

Source: Ventura County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 W COLLINS ST, OXNARD, CA 93036-1205
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit WESCOM CTRL CU
May 4, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2004 · Amount on Record
Deed Sale	Jul 22, 2004 · Amount on Record
Deed Document Number	2004201788
Prior Transfer Date	Jul 15, 2004
Prior Transfer Doc	0000201789
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2720 DETROIT DR, OXNARD, CA 93036-1784
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W COLLINS ST, OXNARD, CA 93036-1205

Mortgage

Document Number	0000044474
Date	Apr 8, 2022
Instrument	2022000044474

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2720 DETROIT DR, OXNARD, CA 93036-1784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W COLLINS ST, OXNARD, CA 93036-1205

Mortgage

Document Number	0000150448
Date	Sep 21, 2020
Instrument	20200921-00150448

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2720 DETROIT DR, OXNARD, CA 93036-1784
Document Number	0000079952
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 W COLLINS ST OXNARD CA 930361205, OXNARD, CA 93036-1205

Mortgage

Document Number	0000079952
Date	Jul 16, 2019
Instrument	79952

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

Interest

Rate Type	Adjustable Rate

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	May 4, 2018
Property Address	2720 DETROIT DR, OXNARD, CA 93036-1784
Document Number	0000051605
Map Reference	MB148 PG33-35
Instrument Date	Apr 30, 2018
Instrument	20180504-00051605
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 WEST COLLINGS ST, OXNARD, CA 93036-1205

Mortgage

Document Number	0000051606
Date	May 4, 2018
Instrument	20180504-00051606

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,063 (+2%) Land $231,032 Building $231,031
2025	$5,362.00 (+2.17%)	$453,003 (+4.04%) Land $226,502 Building $226,501
2024	$5,248.00 (+2.78%)
2023	$5,106.00 (+2.96%)	$435,413 Land $217,707 Building $217,706
2022	$4,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNITED WTR CONS DIST serves 0 people · EPA ID CA5610046
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: California Internet.

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