2720 del Monte Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 2720 del Monte Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 1951
Lot Size	0.13 acres (5,650 sqft)
Owner	Company Name on Record
Tax Bill	$12,543 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500-150-010-6`

Property Details

APN / Parcel Number

Primary APN	`500-150-010-6`
Alternative APN	`500-150-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
1st Floor Area	1,487 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1965
Lot Area	5,650 sqft (0.13 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2720 DEL MONTE AVE
City	EL CERRITO
State	CA
Zip	94530-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MIRA VISTA HIGHLANDS POR 593
Legal Subdivision	MIRA VISTA HLNDS
Legal Lot Number	593
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	384000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	770 MAYS BLVD, 6271, INCLINE VILLAGE, NV 89450-8147
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF KANSAS CITY
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L BK/KANSAS CITY
Jan 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2015
Deed Sale	May 20, 2015
Prior Sale	Apr 15, 2005 · Amount on Record
Deed Document Number	2015100800
Prior Transfer Date	Sep 25, 2003
Prior Transfer Doc	0000495887
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2720 DEL MONTE AVE, EL CERRITO, CA 94530-1508
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TIMIOS INC WESTLAKE VILLAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 DEL MONTE AVE, EL CERRITO, CA 94530-1508

Mortgage

Document Number	0000275867
Date	Nov 17, 2020
Instrument	2020-275867

Lender

Name	FIRST FEDERAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2720 DEL MONTE AVE, EL CERRITO, CA 94530-1508
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 RANDALL AVE, INCLINE VILLAGE, NV 89451

Mortgage

Document Number	0000311471
Date	Nov 9, 2021
Instrument	2021-311471

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2720 DEL MONTE AVE, EL CERRITO, CA 94530-1508
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 RANDALL AVE, INCLINE VILLAGE, NV 89451

Mortgage

Document Number	0000031654
Date	Feb 18, 2022
Instrument	2022-031654

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2720 DEL MONTE AVE, EL CERRITO, CA 94530-1508
Document Number	0000128650
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 DEL MONTE AVE EL CERRITO CA 945301508, EL CERRITO, CA 94530-1508

Mortgage

Document Number	0000128650
Date	Jun 30, 2020
Instrument	128650

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 29, 2030

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 16, 2019
Property Address	2720 DEL MONTE AVE, EL CERRITO, CA 94530-1508
Document Number	0000006550
Instrument Date	Oct 1, 2018
Instrument	6550
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2720 DEL MONTE AVE EL CERRITO CA 945301508, EL CERRITO, CA 94530-1508

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$894,448 (+2%) Land $625,581 Building $268,867
2025	$12,543.00 (+4.3%)	$876,911 (+4.04%) Land $613,315 Building $263,596
2023	$12,026.00 (+1.45%)	$842,861 Land $589,500 Building $253,361
2022	$11,854.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, Verizon.

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