Washington County property record for 2720 Cove Rd, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,104 sqft · built 2006 |
| Lot Size | 1.07 acres (46,740 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Apr 2024) |
| Tax Bill | $1,628 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Oct 2023 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000033720136 |
| Primary APN | 000033720136 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,104 sqft Heated Area |
| Gross Area | 4,264 sqft |
| Basement Area | 774 sqft |
| Unfinished Basement | 774 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 46,740 sqft (1.07 acres) |
| Garage Type | Basement |
| Garage Area | 440 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 856 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000033720136 |
|---|---|
| Street Address | 2720 COVE RD |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-7334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29 2 14 1.07 LOT 36 SPANISH LAKE ESTATES UNIT I REC PLAT ORB 1301 P 529, ROAD MAINTENANCE AGREEMENT IN ORB 797 P 157. |
| Legal Range | 14W |
| Legal Township | 02N |
| Legal Section | 29 |
| Legal Subdivision | SPANISH LAKE |
| Legal Block | 3372 |
| Legal Lot Number | 36 |
| Legal Unit | 1 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 970302 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2720 COVE RD, CHIPLEY, FL 32428-7334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Special Warranty Deed, Transfer |
| Oct 20, 2023 | Special Warranty Deed, Foreclosure ACCOMODATION, ACCOMMODATION |
| Oct 10, 2019 | Deed of Trust, Mortgage · VA Mortgage GOLDWATER BANK NA |
| Jun 22, 2018 | Intrafamily Transfer, Transfer · VA Mortgage BBMC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on Record |
| Deed Sale | Apr 16, 2024 · Amount on Record |
| Prior Sale | Oct 20, 2023 |
| Deed Document Number | 202467002884 |
| Deed Book / Page | 1301 / 529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Apr 16, 2024 |
| Property Address | 2720 COVE RD, CHIPLEY, FL 32428-7334 |
| Document Number | 0067002884 |
| Book / Page | 1301 / 529 |
| Map Reference | MB 3 PGS 82 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 202467002884 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 3431 6TH ST S, ST PETERSBURG, FL 33705-3723 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Oct 20, 2023 |
| Property Address | 2720 COVE RD, CHIPLEY, FL 32428-7334 |
| Document Number | 0067007392 |
| Book / Page | 1285 / 979 |
| Map Reference | MB 3 PG 82 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 202367007392 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3138 E ELWOOD ST, PHOENIX, AZ 85034-7210 |
| Name | Verified Name |
|---|---|
| Address | 3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 2720 COVE RD, CHIPLEY, FL 32428-7334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067007977 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 1158/0230 |
| Instrument | 201967007977 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 22, 2018 |
| Property Address | 2720 COVE RD, CHIPLEY, FL 32428-7334 |
| Document Number | 0067004299 |
| Book / Page | 1120 / 990 |
| Map Reference | MB3 PGS 82 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 201867004299 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2720 COVE RD, CHIPLEY, FL 32428-7334 |
| Document Number | 0067004300 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 201867004300 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,628.00 (-62.62%) Homeowner's exemption | $158,386 (-51.03%) | $391,421 (+21.02%) Land $14,000 Building $377,421 |
| 2024 | $4,355.00 (+16.66%) | $323,434 (+11.33%) Land $14,000 Building $309,434 | $323,434 (+11.33%) Land $14,000 Building $309,434 |
| 2023 | $3,733.00 (+8.83%) | $290,510 (+9.28%) Land $14,000 Building $276,510 | $290,510 (+9.28%) Land $14,000 Building $276,510 |
| 2022 | $3,430.00 | $265,843 Land $14,000 Building $251,843 | $265,843 Land $14,000 Building $251,843 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2019–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jan 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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