2720 Ashland Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2720 Ashland Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1951
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-11-07-080.00`

Property Details

APN / Parcel Number

Primary APN	`056-11-07-080.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Finished Area
Gross Area	1,384 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Foundation Type	Block
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2720 ASHLAND AVE
City	COVINGTON
State	KY
Zip	41015-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY FELTMAN PT LOT 57
Legal Subdivision	FELTMAN HENRY
Legal Phase	1ST
Legal Lot Number	57
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	61400

Owner

2720 Ashland Ave is owned and occupied by two individuals.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2720 ASHLAND AVE, COVINGTON, KY 41015-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Apr 2, 2019	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2720 ASHLAND AVE, COVINGTON, KY 41015-1013
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 ASHLAND AVE, COVINGTON, KY 41015-1013

Mortgage

Document Number	0005900021
Date	Oct 14, 2025
Book Page	KCM 695/351
Instrument	25101405900021

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 4, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2720 ASHLAND AVE, COVINGTON, KY 41015-1013
Document Number	0000000211
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2720 ASHLAND AVE COVINGTON KY 410151013, COVINGTON, KY 41015-1013

Mortgage

Document Number	0000000211
Date	Apr 23, 2019
Book Page	0C6645/000101
Instrument	211

Lender

Name	PEOPLES BK
Type	Bank
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 22, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2720 Ashland Ave was $1,221 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,300 (-) Land $10,000 Building $131,300	$141,300 (-) Land $10,000 Building $131,300
2025	$1,221.00 Homeowner's exemption	$141,300 Land $5,000 Building $136,300	$141,300 Land $5,000 Building $136,300
2023	$1,264.00 Homeowner's exemption	$141,300 Land $5,000 Building $136,300	$141,300 Land $5,000 Building $136,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2720 Ashland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2720 Ashland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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