272 Smith Cir, Michie, TN 38357 Property Records

McNairy County property record for 272 Smith Cir, Michie, TN 38357

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,320 sqft · built 1977
Lot Size	0.984 acres (42,900 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Dec 2020)
Tax Bill	$598 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055136H A 00900`

Property Details

APN / Parcel Number

Primary APN	`055136H A 00900`
Alternative APN	`136H A 00900`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	2,920 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1999
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	42,900 sqft
Lot Dimensions	330 ft deep x 130 ft wide
Terrain	Rolling
Garage Area	600 sqft
Porch	Open Porch
Porch Area	136 sqft
Canopy	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	272 SMITH CIR
City	MICHIE
State	TN
Zip	38357-7046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4
Jurisdiction	MCNAIRY TN
Township / Civil Division	7
Census Block Group	2
Census Block	2018
Census Tract	930700

Owner

272 Smith Cir is owned and occupied by two individuals who bought it in December 2020.

Source: McNairy County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	272 SMITH CIR, MICHIE, TN 38357-7046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	Feb 25, 2016 · Amount on File
Deed Document Number	118826
Deed Book / Page	4 / 369
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Dec 28, 2020
Property Address	272 SMITH CIR, MICHIE, TN 38357-7046
Document Number	0000004369
Book / Page	4 / 369
Instrument Date	Dec 17, 2020
Instrument	118826
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 SMITH CIR, MICHIE, TN 38357-7046

Mortgage

Document Number	0000118827
Date	Dec 28, 2020
Instrument	118827

Lender

Name	FORTUNE FINANCIAL CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 272 Smith Cir was $598.

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Municipality	Michie Town
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$598.00	$37,900 Land $1,800 Building $36,100
2023		$37,900 Land $1,800 Building $36,100
2022	$791.00		$151,600 Land $7,200 Building $144,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 272 Smith Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 272 Smith Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHIE WATER DEPT serves 2,825 people · EPA ID TN0000454
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20