272 Seabiscuit Ln, Elgin, SC 29045 Property Records

Richland County property record for 272 Seabiscuit Ln, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,284 sqft · built 2008
Lot Size0.034 acres (1,481 sqft)
OwnerIndividual Name on File
Last Sale$212,000 (Nov 2018)
Tax Bill$2,404 (2025)
Deeds & MortgagesDec 2019 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25906-08-20

Property Details

APN / Parcel Number

Primary APN25906-08-20
Alternative APNs
  • R25906-08-20
  • 01969258

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,284 sqft Heated Area
Gross Area3,992 sqft
1st Floor Area1,488 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,481 sqft (0.034 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01969258
Street Address272 SEABISCUIT LN
CityELGIN
StateSC
Zip29045-7112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionLOT 158 39X130.9X152.9X25.3X167.9 #SU JACOBS CREEK PH 7 #PR RB1296-1432
Legal SubdivisionJACOBS CREEK
Legal Lot Number39,158
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1023
Census Tract11425

Owner

272 Seabiscuit Ln is owned and occupied by an individual who bought it in November 2018.

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address272 SEABISCUIT LN, ELGIN, SC 29045-7112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2019Deed of Trust, Mortgage · VA Mortgage
USAA
Nov 21, 2018Grant Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2018 · Amount on File
Deed SaleNov 21, 2018 · Amount on File
Prior SaleJul 15, 2008 · Amount on File
Deed Document Number201883902
Deed Book / Page2352 / 73
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address272 SEABISCUIT LN, ELGIN, SC 29045-7112
Document Number2454/2033
Instrument DateDec 4, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address272 SEABISCUIT LN ELGIN SC 290457112, ELGIN, SC 29045-7112

Mortgage

Document Number2454/2033
DateDec 16, 2019
Book Page002454/002033
Instrument93386
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 15, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateNov 21, 2018
Property Address272 SEABISCUIT LN, ELGIN, SC 29045-7112
Document Number2352/0073
Book / Page002352 / 000073
Instrument DateNov 21, 2018
Instrument83902
Transaction TypeTransfer
Record UpdatedDec 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$784.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address272 SEABISCUIT LN ELGIN SC 290457112, ELGIN, SC 29045-7112

Mortgage

Document Number2352/0340
DateNov 21, 2018
Book Page002352/000340
Instrument83947
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 20, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 272 Seabiscuit Ln was $2,404.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,404.00$243,800$322,600 Land $46,300 Building $276,300
2023$2,103.00$8,480$212,000
2021$2,098.00$8,480$212,000 Land $40,500 Building $171,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 272 Seabiscuit Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 272 Seabiscuit Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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