272 Sawmill Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 272 Sawmill Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1982
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$59,000 (Sep 2025)
Tax Bill	$500 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`079 00-069 01A`

Property Details

APN / Parcel Number

Primary APN	`079 00-069 01A`
Alternative APN	`24837`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Deck Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24837
Street Address	272 SAWMILL RD
City	FERRUM
State	VA
Zip	24088-2593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 752
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1014
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	801 LOST MOUNTAIN RD, WIRTZ, VA 24184-4504
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE
Sep 5, 2025	Deed, Transfer UNKNOWN, COURT STREET TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Deed Document Number	20255809
Deed Book / Page	1234 / 631
Prior Transfer Date	Apr 13, 2015
Prior Transfer Doc	00106002797
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	Apr 10, 2026
Property Address	272 SAWMILL RD, FERRUM, VA 24088-2593
Document Number	0000002249
Book / Page	1243 / 2222
Instrument Date	Apr 10, 2026
Instrument	20262249
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	801 LOST MOUNTAIN RD, WIRTZ, VA 24184-4504
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002249,
Date	Apr 10, 2026
Book Page	1243/2222
Instrument	20262249

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 5, 2025
Property Address	272 SAWMILL RD, FERRUM, VA 24088-2593
Document Number	0012340631
Book / Page	1234 / 631
Map Reference	MB 979 PG 2589-2590
Instrument Date	Aug 28, 2025
Instrument	250005809
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	UNKNOWN, COURT STREET TITLE

Transaction

Amount	Amount Recorded
Tax	$58.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 LOST MOUNTAIN RD, WIRTZ, VA 24184-4504
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$500.00	$116,300 (-) Land $24,000 Building $92,300	$116,300 (-) Land $24,000 Building $92,300
2024	$500.00 (+26.9%)	$116,300 (+80.03%) Land $24,000 Building $92,300	$116,300 (+80.03%) Land $24,000 Building $92,300
2023	$394.00	$64,600 (-) Land $17,000 Building $47,600	$64,600 (-) Land $17,000 Building $47,600
2022		$64,600 Land $17,000 Building $47,600	$64,600 Land $17,000 Building $47,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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