272 Rogers Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 272 Rogers Ln, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,368 sqft · built 2020
Lot Size	34.4 acres (1,500,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2026)
Tax Bill	$981 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552300928825000`

Property Details

APN / Parcel Number

Primary APN	`552300928825000`
Alternative APN	`51245`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Heated Area
Gross Area	2,356 sqft
1st Floor Area	1,368 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,500,206 sqft (34.4 acres)
Lot Dimensions	1,276 ft deep x 1,903 ft wide
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51245
Street Address	272 ROGERS LN
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR NANTAHALA BANK & TRUST CO 1335/915
Legal Subdivision	PALMERS SURVEYING INC
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1019
Census Tract	930401

Owner

Source: Cherokee County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 ROGERS LN, MURPHY, NC 28906-3168
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 4, 2020	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Dec 30, 2019	Special Warranty Deed, Construction Loan · Construction Mortgage NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	20264975
Deed Book / Page	1810 / 975
Prior Transfer Date	Aug 25, 2008
Prior Transfer Doc	01335/0915
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 24, 2026
Property Address	272 ROGERS LN, MURPHY, NC 28906
Document Number	0000004975
Book / Page	1810 / 975
Instrument Date	Sep 11, 2026
Instrument	20264975
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 ROGERS LN, MURPHY, NC 28906-3168

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	272 ROGERS LN, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 ROGERS LN, MURPHY, NC 28906-3168

Mortgage

Document Number	001663/246
Date	Nov 4, 2020
Book Page	1663/246
Instrument	6579

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 4, 2021

Interest

Rate Type	Adjustable Rate

December 2019: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 30, 2019
Property Address	272 ROGERS LN, MURPHY, NC 28906
Document Number	01633/0060
Book / Page	01633 / 0060
Instrument Date	Dec 27, 2019
Instrument	06578
Transaction Type	Construction Loan
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 SILER RD, 120, FRANKLIN, NC 28734-1985

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 SETTAWIG RD, BRASSTOWN, NC 28902-8741

Mortgage

Document Number	0016330063
Date	Dec 30, 2019
Instrument	01633/0063

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 30, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$981.00	$140,280 (-)	$140,280 (-) Land $119,030 Building $21,250
2023		$140,280	$140,280 Land $119,030 Building $21,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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