272 Irwin St, Lock Haven, PA 17745 Property Records

Clinton County property record for 272 Irwin St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,676 sqft · built 1965
Lot Size	0.716 acres (31,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jun 2026)
Tax Bill	$6,007 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-11664`

Property Details

APN / Parcel Number

Primary APN	`23-11664`
Alternative APN	`B-03-0028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	3,988 sqft
1st Floor Area	1,676 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Family Room	Family Room
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	31,189 sqft (0.716 acres)
Lot Depth	160 ft Depth
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	B -03-0028
Street Address	272 IRWIN ST
City	LOCK HAVEN
State	PA
Zip	17745-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-31 INCL 194.5 AV X 160
Legal Subdivision	30 AND 31 ON
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	1
Census Block	1005
Census Tract	30701

Owner

Source: Clinton County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	272 IRWIN ST, LOCK HAVEN, PA 17745-2725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
Jan 25, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Deed Document Number	20262420
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Jun 29, 2026
Property Address	272 IRWIN ST, LOCK HAVEN, PA 17745-2725
Document Number	0000002420
Instrument Date	Jun 26, 2026
Instrument	20262420
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 IRWIN ST, LOCK HAVEN, PA 17745-2725

Mortgage

Document Number	0000002421,
Date	Jun 29, 2026
Instrument	20262421

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON PA
Recording Date	Jan 25, 2023
Property Address	272 IRWIN ST, LOCK HAVEN, PA 17745-2725
Document Number	0202300206
Instrument Date	Jan 24, 2023
Instrument	2023-00206
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	272 IRWIN ST, LOCK HAVEN, PA 17745-2725

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,007.00 (+73.51%) Homeowner's exemption	$117,400 (-) Land $20,600 Building $96,800
2023	$3,462.00	$117,400 Land $20,600 Building $96,800
2008			$117,400 Land $20,600 Building $96,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN LOCK HAVEN WATER AUTH serves 9,700 people · EPA ID PA4180049
Water Source	Purchased surface water from CENT CLINTON CO WATER FIL AUTH
Last State Inspection	May 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
River Valley Internet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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