Kenton County property record for 272 Fox St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 876 sqft · built 1996 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Dec 2019) |
| Tax Bill | $2,779 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-01-038.00 |
| Primary APN | 016-10-01-038.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 876 sqft Finished Area |
| Gross Area | 1,668 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 272 FOX ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOTS 552-553 & 554-555 BEING 100'X 125' |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Phase | 55 |
| Legal Lot Number | 552-555 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 65600 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 272 FOX ST, ELSMERE, KY 41018-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC |
| Jan 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC |
| Dec 13, 2019 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2019 · Amount on Record |
| Deed Sale | Dec 13, 2019 · Amount on Record |
| Prior Sale | Jun 22, 2012 · Amount on Record |
| Deed Document Number | 201912 13 059 00007 |
| Deed Book / Page | 6827 / 135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 272 FOX ST, ELSMERE, KY 41018-2413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | TEAM TITLE SERVICES, AMT TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 272 FOX ST, ELSMERE, KY 41018-2413 |
| Document Number | 0000001136 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | KCM 726/722 |
| Instrument | 26059000001136 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 272 FOX ST, ELSMERE, KY 41018-2413 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 272 FOX ST, ELSMERE, KY 41018-2413 |
| Document Number | 0005900029 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 320/987 |
| Instrument | 22010405900029 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 13, 2019 |
| Property Address | 272 FOX ST, ELSMERE, KY 41018-2413 |
| Document Number | 0000000007 |
| Book / Page | 0C6827 / 000135 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 7 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 272 FOX ST ELSMERE KY 410182413, ELSMERE, KY 41018-2413 |
| Document Number | 9 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 0C6827/000138 |
| Instrument | 9 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2049 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,000 (-) Land $35,000 Building $148,000 | $183,000 (-) Land $35,000 Building $148,000 | |
| 2025 | $2,779.00 (+1.31%) | $183,000 (-) Land $35,000 Building $148,000 | $183,000 (-) Land $35,000 Building $148,000 |
| 2023 | $2,743.00 | $183,000 Land $35,000 Building $148,000 | $183,000 Land $35,000 Building $148,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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