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272 Chaparral Cir, Elgin, IL 60120 Property Records

Cook County property record for 272 Chaparral Cir, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 1,072 sqft · built 1992
Lot Size0.123 acres (5,366 sqft)
Owner2 Individual Names on Record
Last Sale$187,000 (Aug 2007)
Tax Bill$501 (2023)
Deeds & MortgagesFeb 2022 Transfer
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-310-045

Property Details

APN / Parcel Number

Primary APN06-17-310-045
Alternative APN
  • 06-17-310-045-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,072 sqft Living Area
1st Floor Area1,072 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1993
Architectural StyleModern
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,366 sqft (0.123 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address272 CHAPARRAL CIR
CityELGIN
StateIL
Zip60120-4854
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Range9E
Legal Township41N
Legal Section17
Legal SubdivisionWOODLAND CREEK SUB BNG A SUB OF PT O
Legal Lot Number12
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1010
Census Tract804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address272 CHAPARRAL CIR, ELGIN, IL 60120-4854
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Intrafamily Transfer, Transfer
ATTORNEY
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2007 · Amount on Record
Deed SaleAug 27, 2007 · Amount on Record
Prior SaleJan 11, 1999 · Amount on Record
Deed Document Number20075130
Last Transfer DateJan 14, 2022
Transfer Doc0000407421
Record UpdatedOct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateFeb 23, 2022
Property Address272 CHAPARRAL CIR, ELGIN, IL 60120-4854
Document Number0005407421
Map ReferenceDOC 90-1174902
Instrument DateJan 14, 2022
Instrument2205407421
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address272 CHAPARRAL CIR, ELGIN, IL 60120-4854

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address272 CHAPARRAL CIR, ELGIN, IL 60120-4854
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027146050
DateSep 28, 2021
Instrument2127146050
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,000 (-1%) Land $3,756 Building $14,244$180,000 (-1%) Land $37,560 Building $142,440
2023$501.00 (-0.2%)
2022$502.00 Homeowner's exemption Senior Citizen's exemption$19,999 Land $2,999 Building $17,000$199,990 Land $29,990 Building $170,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
Fox Valley Internet
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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