272 Chambers Dr, Elizabethton, TN 37643 Property Records

Carter County property record for 272 Chambers Dr, Elizabethton, TN 37643

Property Summary

Property Type	Commercial
Details	2 ba · 924 sqft · built 1986
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Nov 2021)
Tax Bill	$788 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027-136.01`

Property Details

APN / Parcel Number

Primary APN	`027-136.01`
Alternative APNs	`0802702713601` `010027 13601`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,828 sqft Gross Area
1st Floor Area	924 sqft
Basement Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	46,174 sqft (1.06 acres)
Porch	Stoop
Porch Area	40 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	272 CHAMBERS DR
City	ELIZABETHTON
State	TN
Zip	37643-5977
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PB F PG 34 LOT 1
Legal Subdivision	LOT 1
Legal Lot Number	1
Jurisdiction	CARTER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1033
Census Tract	71200

Owner

Source: Carter County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	272 CHAMBERS DR, ELIZABETHTON, TN 37643-5977
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 3, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Feb 11, 2019 · Amount on Record
Deed Document Number	20218496
Deed Book / Page	462 / 18
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	272 CHAMBERS DR, ELIZABETHTON, TN 37643-5977
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000399
Date	Jan 20, 2022
Book Page	471/320
Instrument	22000399

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	ELIZABETHTON, TN 37643

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER TN
Recording Date	Nov 3, 2021
Property Address	272 CHAMBERS DR, ELIZABETHTON, TN 37643-5977
Document Number	0000008496
Book / Page	462 / 18
Map Reference	CAB F SL 34
Instrument Date	Oct 29, 2021
Instrument	21008496
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 CHAMBERS DR, ELIZABETHTON, TN 37643-5977

Mortgage

Document Number	0000008497
Date	Nov 3, 2021
Instrument	21008497

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000008498
Date	Nov 3, 2021
Book Page	462/42
Instrument	21008498

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER TN
Recording Date	Feb 11, 2019
Property Address	272 CHAMBERS DR, ELIZABETHTON, TN 37643-5977
Document Number	0000000772
Book / Page	000341 / 000691
Instrument Date	Feb 8, 2019
Instrument	772
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 CHUMBENS DR ELIZABETHTON TN 37643, ELIZABETHTON, TN 37643

Tax Assessment & Valuation

Source: Carter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$788.00 (+7.36%)	$36,160 (-) Land $5,840 Building $30,320	$90,400 (-) Land $14,600 Building $75,800
2023		$36,160 (-) Land $5,840 Building $30,320
2022	$734.00	$36,160 Land $5,840 Building $30,320	$90,400 (-) Land $14,600 Building $75,800
2021			$90,400 Land $14,600 Building $75,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2001–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ELIZABETHTON WATER CO-OP serves 1,555 people · EPA ID TN0000223
Water Source	Purchased surface water from WATAUGA RIVER REG WATER AUTH
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chambers Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures