272 Central Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 272 Central Ave, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details1,659 sqft · built 1929
Lot Size0.248 acres (10,807 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Jun 1999)
Tax Bill$9,681 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-04810-0000-00003

Property Details

APN / Parcel Number

Primary APN46-04810-0000-00003
Alternative APNs
  • 460481000003
  • 447600

Interior

Stories1 Story
Building Area1,659 sqft Living Area
1st Floor Area1,659 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,807 sqft (0.248 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number447600
Street Address272 CENTRAL AVE
CityPARAMUS
StateNJ
Zip07652-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description110XIRR 4.24LT
Legal SubdivisionBOROUGH/PARAMUS
Legal Block4810
Legal Lot Number3
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group2
Census Block2024
Census Tract42301

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address534 PARAMUS RD, PARAMUS, NJ 07652-1776
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 7, 2019Deed with Mortgage, Transfer · Conventional with PMI
NJ LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 1999 · Amount on Record
Deed SaleJun 1, 1999 · Amount on Record
Prior SaleMay 17, 1995 · Amount on Record
Deed Document Number199991447
Deed Book / Page8173 / 14
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address272 CENTRAL AVE, PARAMUS, NJ 07652-1804
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address272 CENTRAL AVE, PARAMUS, NJ 07652-1804

Mortgage

Document Number0056871533
DateDec 26, 2025
Book Page5687/1533
Instrument2025090171
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 16, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address272 CENTRAL AVE, PARAMUS, NJ 07652-1804
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038040816
DateNov 5, 2020
Book Page3804/816
Instrument20-114805
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2050

February 2019: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateFeb 7, 2019
Property Address272 CENTRAL AVE, PARAMUS, NJ 07652-1804
Document Number0031740452
Book / Page003174 / 000452
Instrument DateJan 31, 2019
Instrument9083
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanySUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$477.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address534 PARAMUS RD PARAMUS NJ 076521776, PARAMUS, NJ 07652-1776

Mortgage

Document Number31740457
DateFeb 7, 2019
Book Page003174/000457
Instrument9083
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 6, 2049

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$688,000 (+6.53%) Land $418,600 Building $269,400$688,000 (+6.53%) Land $418,600 Building $269,400
2025$9,681.00 (+6.84%)$645,800 (+12.94%) Land $383,900 Building $261,900$645,800 (+12.94%) Land $383,900 Building $261,900
2024$9,061.00 (+9.34%)
2023$571,800 Land $333,700 Building $238,100$571,800 Land $333,700 Building $238,100
2022$8,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims43 (1999–2021)
Claims Outside the SFHA4 of 43
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 7 claims
  • Hurricane Irene, Sep 2011 · 14 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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