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  2. North Carolina
  3. Henderson County
  4. Gerton
  5. Bearwallow Subdivision Rd

272 Bearwallow Subdivision Rd, Gerton, NC 28735 Property Records

Henderson County property record for 272 Bearwallow Subdivision Rd, Gerton, NC 28735

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,184 sqft · built 1976
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on File
Last Sale$284,000 (Jun 2018)
Tax Bill$2,228 (2025)
Deeds & MortgagesNov 2020 Loan Modification
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN604240864

Property Details

APN / Parcel Number

Primary APN604240864
Alternative APNs
  • 0500005
  • 500005

Interior

Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,184 sqft Heated Area
1st Floor Area1,666 sqft
Basement Area1,818 sqft
Finished Basement1,518 sqft
Unfinished Basement300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area39,640 sqft (0.91 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area554 sqft
Shed1 Shed
Shed Area598 sqft
Utility Building570 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number500005
Street Address272 BEARWALLOW SUBDIVISION RD
CityGERTON
StateNC
Zip28735-9713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code500005~R3
Legal Description#09 BEARWALLOW
Legal Block24
Legal Lot Number864
JurisdictionHENDERSON NC
Township / Civil DivisionEDNEYVILLE
Census Block Group1
Census Block1018
Census Tract930100

Owner

Source: Henderson County records · APN 604240864

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address272 BEARWALLOW SUBDIVISION RD, GERTON, NC 28735-9713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Jun 05, 2018Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2018 · Amount on Record
Deed SaleJun 05, 2018 · Amount on Record
Deed Book / Page3206 / 380
Record UpdatedSep 20, 2026

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHENDERSON NC
Property Address272 BEARWALLOW SUBDIVISION RD, GERTON, NC 28735-9713
Document Number0032060375
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedJun 02, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address272 BEARWALLOW SUBDIVISION RD GERTON NC 287359713, GERTON, NC 28735-9713

Mortgage

Document Number0032060375
DateDec 28, 2020
Book Page003206/000375
Instrument941431
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2050
Interest
Rate TypeFixed Rate
Rate3%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJun 05, 2018
Property Address272 BEARWALLOW SUBDIVISION RD, GERTON, NC 28735-9713
Document Number0032060380
Book / Page3206 / 380
Instrument DateJun 05, 2018
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address272 BEARWALLOW SUBDIVISION RD, GERTON, NC 28735-9713

Mortgage

Document Number0032060383
DateJun 05, 2018
Book Page3206/383
Instrument884912
Lender
NameATLANTIC BAY MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$393,800 (-) Land $45,600 Building $348,200
2025$2,228.00
2023$393,800 Land $45,600 Building $348,200$393,800 Land $45,600 Building $348,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA6 of 12
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 9 claims

Wildfire

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 44 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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