2719 State Rte 156, Waterloo, IL 62298 Property Records

Monroe County property record for 2719 State Rte 156, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 720 sqft · built 1950
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$6,000 (Aug 2023)
Tax Bill	$3,471 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-06-200-007-000`

Property Details

APN / Parcel Number

Primary APN	`10-06-200-007-000`
Alternative APN	`10060000000800 00`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft
Shed	1 Shed
Shed Area	108 sqft
Community Room	Community Room

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2719 STATE ROUTE 156
City	WATERLOO
State	IL
Zip	62298-6215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART NE NE
Legal Range	10W
Legal Township	03S
Legal Section	06
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	3
Census Block	3020
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2719 STATE ROUTE 156, WATERLOO, IL 62298-6215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK
Jan 23, 2023	Beneficiary Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 5, 2022	Warranty Deed, Transfer · Conventional Mortgage GRAND RIVERS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Dec 5, 2022 · Amount on Record
Deed Document Number	2023430037
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	0000427687
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 8, 2023
Property Address	2719 STATE ROUTE 156, WATERLOO, IL 62298-6215
Document Number	0000430037
Instrument Date	Aug 7, 2023
Instrument	430037
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E CHERRY ST, COLUMBIA, IL 62236-2243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2719 STATE ROUTE 156, WATERLOO, IL 62298-6215

Mortgage

Document Number	0000430038
Date	Aug 8, 2023
Instrument	430038

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 7, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.2%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.2%
Max Rate At Change	8.2%
Index	1-Year LIBOR
Max Rate	11.2%

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONROE IL
Recording Date	Jan 23, 2023
Property Address	2719 STATE ROUTE 156, WATERLOO, IL 62298-6215
Document Number	0000427687
Map Reference	MB 92 PG 10
Instrument Date	Jan 20, 2023
Instrument	427687
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2719 STATE ROUTE 156, WATERLOO, IL 62298-6215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2719 STATE ROUTE 156, WATERLOO, IL 62298-6215

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 5, 2022
Property Address	2719 STATE ROUTE 156, WATERLOO, IL 62298-6215
Document Number	0000427188
Instrument Date	Nov 30, 2022
Instrument	427188
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5347 BRICK SCHOOL RD, NEW ATHENS, IL 62264-1813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 E CHERRY ST, COLUMBIA, IL 62236-2243

Mortgage

Document Number	0000427189
Date	Dec 5, 2022
Instrument	427189

Lender

Name	GRAND RIVERS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 2, 2023

Interest

Rate Type	Fixed Rate
Rate	7.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,471.00 (+2.03%)	$58,300 (+5.05%) Land $29,200 Building $29,100	$174,900 (+5.05%) Land $87,600 Building $87,300
2024	$3,402.00
2022	Additional exemption filed	$55,500 (+11.85%) Land $29,200 Building $26,300	$166,500 (+11.85%) Land $87,600 Building $78,900
2021	Additional exemption filed	$49,620 Land $29,200 Building $20,420	$148,860 Land $87,600 Building $61,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALMEYER serves 1,233 people · EPA ID IL1330250
Water Source	Purchased groundwater from FOUNTAIN WATER DISTRICT
Last State Inspection	Oct 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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