27187 E 975 North Rd, Ellsworth, IL 61737 Property Records

McLean County property record for 27187 E 975 North Rd, Ellsworth, IL 61737

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,578 sqft · built 1910
Lot Size	1.85 acres (80,586 sqft)
Owner	Trust Name on File
Last Sale	$130,000 (Jul 2015)
Tax Bill	$4,306 (2024)
Deeds & Mortgages	Mar 2023 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-100-005`

Property Details

APN / Parcel Number

Primary APN	`23-27-100-005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,578 sqft Living Area
1st Floor Area	1,578 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	80,586 sqft (1.85 acres)

Location & Zoning

Street Address	27187 E 975 NORTH RD
City	ELLSWORTH
State	IL
Zip	61737-7523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG INT C/L HWY & E LN W 1/2 NW, S140, W186, S50, W151.7, N304.11, SE ALG C/L RD 292.4, SE69.7 TO POB, PT W 1/2 NW LYG S C/L CH 36 TO BE KNOWN FOR 1986 AS: ELMERS SUB LOT 1
Legal Range	04E
Legal Township	23N
Legal Section	27
Legal Subdivision	ELMERS SUB
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	DAWSON
Census Block Group	1
Census Block	1140
Census Tract	5602

Owner

27187 E 975 North Rd is owner-occupied and held in a trust since February 2023.

Source: McLean County records, as of April 8, 2026

Owner of Record	Trust Name on File
Mailing Address	27187 E 975 NORTH RD, ELLSWORTH, IL 61737-7523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Intrafamily Transfer, Transfer ATTORNEY
Dec 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on File
Deed Sale	Jul 20, 2015 · Amount on File
Deed Document Number	201512738
Last Transfer Date	Feb 22, 2023
Transfer Doc	0000002699
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Mar 2, 2023
Property Address	27187 E 975 NORTH RD, ELLSWORTH, IL 61737-7523
Document Number	202300002699
Map Reference	DOC 85-3858
Instrument Date	Feb 22, 2023
Instrument	2023-00002699
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	27187 E 975 NORTH RD, ELLSWORTH, IL 61737-7523

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	27187 E 975 NORTH RD, ELLSWORTH, IL 61737-7523
Transaction Type	Mortgage
Record Updated	Dec 16, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000026516
Date	Dec 5, 2020
Instrument	2020-00026516

Lender

Name	PRAIRIE BANK & TRUST CO
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Dawson Township
Unified School District	Le Roy Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,474 Land $11,652 Building $53,822	$196,422 Land $34,956 Building $161,466
2024	$4,306.00 (+13.2%)
2023	$3,804.00	$54,214 Land $9,648 Building $44,566	$162,642 Land $28,944 Building $133,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27187 E 975 North Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jul 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27187 E 975 North Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wireless Data Net Fixed Wireless	400 / 25
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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