27180 Ponchartrain St, Harrison Township, MI 48045 Property Records

Macomb County property record for 27180 Ponchartrain St, Harrison Township, MI 48045

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,750 sqft · built 1975
Lot Size0.455 acres (19,820 sqft)
Owner2 Individual Names on Record
Last Sale$154,000 (Sep 1995)
Tax Bill$2,686 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-12-30-201-002

Property Details

APN / Parcel Number

Primary APN17-12-30-201-002
Alternative APN
  • 1230201002

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,750 sqft Living Area
1st Floor Area1,075 sqft
Basement Area675 sqft
Unfinished Basement675 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeBrick
Lot Area19,820 sqft (0.455 acres)
Lot Dimensions198 ft deep x 100 ft wide
Garage TypeAttached
Garage Area1,064 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address27180 PONCHARTRAIN ST
CityHARRISON TOWNSHIP
StateMI
Zip48045-5404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-A
Legal DescriptionLAKESHORE GARDENS SUBDIVISION LOT 94
Legal SubdivisionLAKESHORE GARDENS SUBDIVISION
Legal Lot Number94
JurisdictionMACOMB MI
Township / Civil DivisionHARRISON
Census Block Group3
Census Block3003
Census Tract247400

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27180 PONCHARTRAIN ST, HARRISON TOWNSHIP, MI 48045-5404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 1995 · Amount on Record
Deed SaleSep 18, 1995 · Amount on Record
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address27180 PONCHARTRAIN ST, HARRISON TOWNSHIP, MI 48045-5404
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109013
DateSep 8, 2017
Book Page24931/912
Instrument7109013
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionHarrison Charter Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156,300 (+20.05%)$312,600 (+20.05%)
2025$2,686.00 (+13.72%)
2023$130,200$260,400
2022$2,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims20 (1982–2020)
Claims Outside the SFHA4 of 20
Most Recent ClaimJul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRISON TOWNSHIP
serves 24,314 people · EPA ID MI0003040
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2021
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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