2718 S State St, Lockport, IL 60441 Property Records

Will County property record for 2718 S State St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	1.5 ba · built 1917
Lot Size	1.37 acres (59,677 sqft)
Owner	Trust Name on File
Tax Bill	$5,565 (2025)
Deeds & Mortgages	May 2020 Line of Credit May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-27-407-021`

Property Details

APN / Parcel Number

Primary APN	`11-04-27-407-021`
Alternative APN	`04274070210000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	59,677 sqft (1.37 acres)

Location & Zoning

Street Address	2718 S STATE ST
City	LOCKPORT
State	IL
Zip	60441-4724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE S 160 FT (EX THE E 100 FT THROF) OF THE FOLL DESC PCL: THAT PRT OF THE S1/2 OF THE S1/2 OF SEC. 27, T36N-R10E, DAF: COMM
Legal Range	10E
Legal Township	36N
Legal Section	27
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2043
Census Tract	880702

Owner

2718 S State St is owner-occupied and held in a trust since April 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	Trust Name on File
Mailing Address	2718 S STATE ST, LOCKPORT, IL 60441-4724
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 4, 2021	Intrafamily Transfer, Transfer
May 4, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 24, 2021
Transfer Doc	0000050480
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2718 S STATE ST, LOCKPORT, IL 60441-4724
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035999
Date	May 13, 2020
Instrument	R2020035999

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	May 4, 2021
Property Address	2718 S STATE ST, LOCKPORT, IL 60441-4724
Document Number	0000050480
Instrument Date	Apr 24, 2021
Instrument	R2021050480
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 S STATE ST, LOCKPORT, IL 60441-4724

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WILL IL
Recording Date	May 4, 2021
Property Address	2718 S STATE ST, LOCKPORT, IL 60441-4724
Document Number	0000050479
Instrument Date	Mar 26, 2021
Instrument	R2021050479
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2718 S State St was $5,565.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Elementary School District	Fairmont School District 89 (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,565.00	$76,078 (+7.2%) Land $35,108 Building $40,970	$228,234 (+7.2%) Land $105,324 Building $122,910
2024		$70,968 Land $32,750 Building $38,218	$212,904 Land $98,250 Building $114,654
2022	$4,475.00 Homeowner's exemption	$55,448 Land $25,587 Building $29,861	$166,344 Land $76,761 Building $89,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2718 S State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2718 S State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile.

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