2718 Rosina Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2718 Rosina Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1922
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$106,250 (Oct 2023)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-11-08-021.00`

Property Details

APN / Parcel Number

Primary APN	`056-11-08-021.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	932 sqft Finished Area
Gross Area	1,148 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2718 ROSINA AVE
City	COVINGTON
State	KY
Zip	41015-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLDALE LAND CO LOT 102
Legal Subdivision	MILLDALE LAND CO
Legal Lot Number	102
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2002
Census Tract	61400

Owner

2718 Rosina Ave is owned and occupied by two individuals who bought it in October 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2718 ROSINA AVE, COVINGTON, KY 41015-1050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS BANK FSB
Oct 30, 2023	Warranty Deed, Transfer
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Sep 29, 1998 · Amount on File
Deed Document Number	20235
Deed Book / Page	254 / 443
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 30, 2023
Property Address	2718 ROSINA AVE, COVINGTON, KY 41015-1050
Document Number	0005900005
Book / Page	KC 254 / 443
Instrument Date	Oct 24, 2023
Instrument	23103005900005
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2718 ROSINA AVE, COVINGTON, KY 41015-1050

Mortgage

Document Number	0005900006
Date	Oct 30, 2023
Book Page	KCM 503/488
Instrument	23103005900006

Lender

Name	HOME SAVINGS BANK FSB
Type	Bank
Address	COVINGTON, KY 41016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 30, 2023
Property Address	2718 ROSINA AVE, COVINGTON, KY 41015-1050
Document Number	0005900005
Book / Page	KC 254 / 443
Map Reference	PL 174
Instrument Date	Oct 24, 2023
Instrument	23103005900005
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount on Record
Tax	$106.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5543 E ALEXANDRIA PIKE, COLD SPRING, KY 41076-3541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2718 ROSINA AVE, COVINGTON, KY 41015-1050

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 30, 2023
Property Address	2718 ROSINA AVE, COVINGTON, KY 41015-1050
Document Number	0005900005
Book / Page	KC 254 / 443
Map Reference	PL 174
Instrument Date	Oct 24, 2023
Instrument	23103005900005
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5543 E ALEXANDRIA PIKE, COLD SPRING, KY 41076-3541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2718 ROSINA AVE, COVINGTON, KY 41015-1050

Mortgage

Document Number	0005900006
Date	Oct 30, 2023
Instrument	23103005900006

Lender

Name	HOME SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 2718 Rosina Ave was $1,590.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,000 (+4.17%) Land $10,000 Building $115,000	$125,000 (+4.17%) Land $10,000 Building $115,000
2025	$1,590.00	$120,000 Land $5,000 Building $115,000	$120,000 Land $5,000 Building $115,000
2023	$1,799.00	$135,100 Land $5,000 Building $130,100	$135,100 Land $5,000 Building $130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2718 Rosina Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2718 Rosina Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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