2718 Rogers St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2718 Rogers St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,388 sqft · built 1923
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2020)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-24-04-011.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-04-011.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,388 sqft Finished Area
Gross Area	1,540 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,200 sqft (0.073 acres)
Lot Dimensions	100 ft deep x 32 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2718 ROGERS ST
City	COVINGTON
State	KY
Zip	41015-1170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS PT LOTS 321-322 32'X 100' ES ROGERS 105' NE 28TH
Legal Subdivision	ROGERS M
Legal Lot Number	321,32
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2718 ROGERS ST, COVINGTON, KY 41015-1170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 21, 2020	Deed of Trust, Mortgage AMERICAN MTG SVC
Jul 28, 2020	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Apr 11, 2012 · Amount on Record
Deed Document Number	20205900249
Deed Book / Page	34 / 41
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2718 ROGERS ST, COVINGTON, KY 41015-1170
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 ROGERS ST, COVINGTON, KY 41015-1170

Mortgage

Document Number	0000002383
Date	Feb 5, 2026
Book Page	731/854
Instrument	26059000002383

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2718 ROGERS ST, COVINGTON, KY 41015-1170
Document Number	0000000250
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 ROGERS ST COVINGTON KY 410151170, COVINGTON, KY 41015-1170

Mortgage

Document Number	0000000250
Date	Jul 28, 2020
Book Page	000M74/000949
Instrument	250

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 28, 2020
Property Address	2718 ROGERS ST, COVINGTON, KY 41015-1170
Document Number	0000000249
Book / Page	000034 / 000041
Instrument Date	Jul 21, 2020
Instrument	249
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 ROGERS ST COVINGTON KY 410151170, COVINGTON, KY 41015-1170

Mortgage

Document Number	250
Date	Jul 28, 2020
Book Page	000M74/000949
Instrument	250

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Mortgage

Document Number	375,
Date	Jul 28, 2020
Book Page	000M88/000580
Instrument	375

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	20 W PIKE ST, COVINGTON, KY 41011-2711

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 27, 2025

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,000 (+13.91%) Land $10,000 Building $121,000	$131,000 (+13.91%) Land $10,000 Building $121,000
2025	$1,523.00 (-0.52%)	$115,000 (-) Land $5,000 Building $110,000	$115,000 (-) Land $5,000 Building $110,000
2023	$1,531.00	$115,000 Land $5,000 Building $110,000	$115,000 Land $5,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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